Axis Bank Magnus Credit Card
Axis Bank
VS
WINNER
HDFC Diners Club Black Credit Card
HDFC Bank
Axis Bank Magnus Credit Card vs HDFC Diners Club Black Credit Card
Detailed side-by-side comparison based on fees, rewards, benefits, and real user data.
credit card
Updated May 2026
96
Overall Score / 100
4.8/5
Recommended
96
Overall Score / 100
4.8/5
Scoreboard· 6 measured features
2
Axis Bank Magnus Credit Card
0
Tied
4
HDFC Diners Club Black Credit Card
Overall winner
What would you save?· ₹ per year, after fees
₹50,000
₹5k₹1L₹2L
Better here
Axis Bank Magnus Credit Card
Rewards (12.0%)+ ₹72,000
Annual fee− ₹12,500
Net per year+₹59,500
HDFC Diners Club Black Credit Card
Rewards (3.3%)+ ₹19,800
Annual fee− ₹10,000
Net per year+₹9,800
Axis Bank Magnus Credit Card gives you ₹49,700 more per year at this spend level.
Estimates use the headline reward rate. Real rewards depend on category-wise spend, monthly caps, and welcome-bonus eligibility. See the full T&C on the issuer's website before applying.
Feature-by-Feature Comparison
Feature
Axis Bank Magnus Credit Card
HDFC Diners Club Black Credit Card
Annual Fee
₹12,500
₹10,000
Joining Fee
₹12,500
₹10,000
Reward Rate
12X partners, 2X base, up to 5%
3.3% on SmartBuy, 1.3% base
Welcome Bonus
12,500 Edge Reward Points
5,000 reward points
Lounge Access
8 per quarter domestic + international
Unlimited international + 8 domestic/quarter
Min. Income
₹3,00,000
₹1,50,000
Min. Credit Score
800
780
InvestingPro Expert Verdict
Based on SEBI-compliant analysis • Affiliate disclosed
Comparison verdict currently unavailable. Please check back later.
Who Should Get Which?
💰
Choose HDFC Diners Club Black Credit Card
Lower annual fees — ideal for budget-conscious users who want value without high costs.
✈️
Choose Axis Bank Magnus Credit Card
Higher fee but more premium perks — best for power users who maximize rewards.
Disclaimer: This comparison is for informational purposes only. Product details may change; verify on official bank websites before applying. InvestingPro may earn affiliate commission on approved applications. Not SEBI registered investment advice.