WINNER
Axis Bank Magnus Credit Card
Axis Bank
VS
HDFC Infinia Credit Card
HDFC Bank
Axis Bank Magnus Credit Card vs HDFC Infinia Credit Card
Detailed side-by-side comparison based on fees, rewards, benefits, and real user data.
credit card
Updated May 2026
Recommended
96
Overall Score / 100
4.8/5
98
Overall Score / 100
4.9/5
Scoreboard· 2 measured features
2
Axis Bank Magnus Credit Card
Overall winner
0
Tied
0
HDFC Infinia Credit Card
What would you save?· ₹ per year, after fees
₹50,000
₹5k₹1L₹2L
Axis Bank Magnus Credit Card
Rewards (12.0%)+ ₹72,000
Annual fee− ₹12,500
Net per year+₹59,500
Better here
HDFC Infinia Credit Card
Rewards (150.0%)+ ₹9,00,000
Annual fee− ₹12,500
Net per year+₹8,87,500
HDFC Infinia Credit Card gives you ₹8,28,000 more per year at this spend level.
Estimates use the headline reward rate. Real rewards depend on category-wise spend, monthly caps, and welcome-bonus eligibility. See the full T&C on the issuer's website before applying.
Feature-by-Feature Comparison
Feature
Axis Bank Magnus Credit Card
HDFC Infinia Credit Card
Annual Fee
₹12,500
₹12,500
Joining Fee
₹12,500
₹12,500
Reward Rate
12X partners, 2X base, up to 5%
3.3% on SmartBuy, 1 point/₹150 base
Welcome Bonus
12,500 Edge Reward Points
10,000 reward points on first transaction
Lounge Access
8 per quarter domestic + international
Unlimited worldwide via Priority Pass
Min. Income
₹3,00,000
₹3,00,000
Min. Credit Score
800
800
InvestingPro Expert Verdict
Based on SEBI-compliant analysis • Affiliate disclosed
Comparison verdict currently unavailable. Please check back later.
Who Should Get Which?
🏦
Choose Axis Bank Magnus Credit Card
Best if Axis Bank is your primary bank.
🏦
Choose HDFC Infinia Credit Card
Best if HDFC Bank is your primary bank.
Disclaimer: This comparison is for informational purposes only. Product details may change; verify on official bank websites before applying. InvestingPro may earn affiliate commission on approved applications. Not SEBI registered investment advice.