Federal Bank Celesta Credit Card
Federal Bank
VS
WINNER
Standard Chartered Rewards+ Credit Card
Standard Chartered
Federal Bank Celesta Credit Card vs Standard Chartered Rewards+ Credit Card
Detailed side-by-side comparison based on fees, rewards, benefits, and real user data.
credit card
Updated May 2026
78
Overall Score / 100
3.9/5
Recommended
84
Overall Score / 100
4.2/5
Scoreboard· 3 measured features
0
Federal Bank Celesta Credit Card
0
Tied
3
Standard Chartered Rewards+ Credit Card
Overall winner
What would you save?· ₹ per year, after fees
₹50,000
₹5k₹1L₹2L
Federal Bank Celesta Credit Card
Rewards (3.0%)+ ₹18,000
Annual fee− ₹1,499
Net per year+₹16,501
Better here
Standard Chartered Rewards+ Credit Card
Rewards (5.0%)+ ₹30,000
Annual feeFree
Net per year+₹30,000
Standard Chartered Rewards+ Credit Card gives you ₹13,499 more per year at this spend level.
Estimates use the headline reward rate. Real rewards depend on category-wise spend, monthly caps, and welcome-bonus eligibility. See the full T&C on the issuer's website before applying.
Feature-by-Feature Comparison
Feature
Federal Bank Celesta Credit Card
Standard Chartered Rewards+ Credit Card
Annual Fee
₹1,499
Free
Reward Rate
3
5
Lounge Access
Yes
None
Min. Income
₹40,000
₹25,000
Min. Credit Score
720
700
InvestingPro Expert Verdict
Based on SEBI-compliant analysis • Affiliate disclosed
Comparison verdict currently unavailable. Please check back later.
Who Should Get Which?
💰
Choose Federal Bank Celesta Credit Card
Lower annual fees — ideal for budget-conscious users who want value without high costs.
✈️
Choose Standard Chartered Rewards+ Credit Card
Higher fee but more premium perks like lounge access and higher reward rates — best for frequent spenders.
Disclaimer: This comparison is for informational purposes only. Product details may change; verify on official bank websites before applying. InvestingPro may earn affiliate commission on approved applications. Not SEBI registered investment advice.