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ICICI HPCL Super Saver Credit Card
ICICI HPCL Super Saver Credit Card
ICICI Bank
VS
RBL Bank Indian Oil Xtra Credit Card
RBL Bank Indian Oil Xtra Credit Card
RBL Bank

ICICI HPCL Super Saver Credit Card vs RBL Bank Indian Oil Xtra Credit Card

Detailed side-by-side comparison based on fees, rewards, benefits, and real user data.

credit card
Updated Jul 2026
82
Overall Score / 100
4.1/5
84
Overall Score / 100
4.2/5

Scoreboard· 3 measured features

2
ICICI HPCL Super Saver Credit Card
0
Tied
1
RBL Bank Indian Oil Xtra Credit Card

What would you save?· ₹ per year, after fees

50,000
₹5k₹1L₹2L
ICICI HPCL Super Saver Credit Card
Rewards (5.0%)+ ₹30,000
Annual fee− ₹499
Net per year+29,501
Better here
RBL Bank Indian Oil Xtra Credit Card
Rewards (8.5%)+ ₹51,000
Annual fee− ₹1,500
Net per year+49,500
RBL Bank Indian Oil Xtra Credit Card gives you 19,999 more per year at this spend level.

Estimates use the headline reward rate. Real rewards depend on category-wise spend, monthly caps, and welcome-bonus eligibility. See the full T&C on the issuer's website before applying.

Feature-by-Feature Comparison

Feature
ICICI HPCL Super Saver Credit Card
RBL Bank Indian Oil Xtra Credit Card
Annual Fee
₹499
₹1,500
Joining Fee
Free
₹1,500
Reward Rate
5
8.5
Min. Income
₹25,000
₹30,000
Min. Credit Score
700

InvestingPro Expert Verdict

Based on SEBI-compliant analysis • Affiliate disclosed

RBL Bank Indian Oil Xtra Credit Card edges ahead on our rating (4.2★ vs 4.1★), though the two cards are close on fees and rewards. ICICI HPCL Super Saver Credit Card remains a solid alternative at ₹499 annually, especially if you're already banking with ICICI Bank.

Who Should Get Which?

💰
Choose ICICI HPCL Super Saver Credit Card
Lower annual fees — ideal for budget-conscious users who want value without high costs.
✈️
Choose RBL Bank Indian Oil Xtra Credit Card
Higher fee but more premium perks like lounge access and higher reward rates — best for frequent spenders.
ICICI HPCL Super Saver Credit Card
ICICI HPCL Super Saver Credit Card
ICICI Bank

Opens official ICICI Bank website

RBL Bank Indian Oil Xtra Credit Card
RBL Bank Indian Oil Xtra Credit Card
RBL Bank

Opens official RBL Bank website

Disclaimer: This comparison is for informational purposes only. Product details may change; verify on official bank websites before applying. InvestingPro may earn affiliate commission on approved applications. Not SEBI registered investment advice.

No paid rankings
Methodology disclosed
SEBI-compliant
Editorial standards