SBI Cashback Credit Card
SBI Card
VS
WINNER
SBI SimplySAVE Credit Card
SBI Card
SBI Cashback Credit Card vs SBI SimplySAVE Credit Card
Detailed side-by-side comparison based on fees, rewards, benefits, and real user data.
credit card
Updated May 2026
88
Overall Score / 100
4.4/5
Recommended
80
Overall Score / 100
4.0/5
Scoreboard· 4 measured features
1
SBI Cashback Credit Card
0
Tied
3
SBI SimplySAVE Credit Card
Overall winner
What would you save?· ₹ per year, after fees
₹50,000
₹5k₹1L₹2L
SBI Cashback Credit Card
Rewards (5.0%)+ ₹30,000
Annual fee− ₹999
Net per year+₹29,001
Better here
SBI SimplySAVE Credit Card
Rewards (5.0%)+ ₹30,000
Annual fee− ₹499
Net per year+₹29,501
SBI SimplySAVE Credit Card gives you ₹500 more per year at this spend level.
Estimates use the headline reward rate. Real rewards depend on category-wise spend, monthly caps, and welcome-bonus eligibility. See the full T&C on the issuer's website before applying.
Feature-by-Feature Comparison
Feature
SBI Cashback Credit Card
SBI SimplySAVE Credit Card
Annual Fee
₹999
₹499
Joining Fee
Free
₹499
Reward Rate
5% online, 1% offline
5
Welcome Bonus
None
None
Lounge Access
None
None
Min. Income
₹30,000
₹25,000
Min. Credit Score
720
700
InvestingPro Expert Verdict
Based on SEBI-compliant analysis • Affiliate disclosed
Comparison verdict currently unavailable. Please check back later.
Who Should Get Which?
💰
Choose SBI SimplySAVE Credit Card
Lower annual fees — ideal for budget-conscious users who want value without high costs.
✈️
Choose SBI Cashback Credit Card
Higher fee but more premium perks — best for power users who maximize rewards.
Disclaimer: This comparison is for informational purposes only. Product details may change; verify on official bank websites before applying. InvestingPro may earn affiliate commission on approved applications. Not SEBI registered investment advice.