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Axis Bank Vistara Credit Card
Editor's Pick · Best for Travel
Approval Odds
Good chanceCIBIL 720+
Check eligibility →
Axis Bank Bank·Credit Card

Axis Bank Vistara Credit Card

Our Take

Earn accelerated Club Vistara points on every spend. Complimentary Vistara flight ticket on joining and annual renewal. 3 complimentary domestic lounge visits per quarter.

InvestingPro
Research & AnalysisUpdated 31 May 2026
82/100
Annual Fee
1,500
Reward Rate
3 Club Vistara points per ₹200
Interest
3.5% pm
APPLY NOW FOR AXIS BANK VISTARA on Axis Bank's website

Secure application on Axis Bank's official site

Expert Opinion
"This card offers a balanced mix of rewards and benefits. Consider your spending patterns carefully - if you spend heavily in the card's bonus categories, it can deliver excellent value. Always compare with alternatives before applying."

Priya Sharma

Senior Financial Analyst

How to Apply for Axis Bank Vistara Credit Card

Compare features and rewards on this page, then click "Apply Now" to go to the issuer's official website
Most applications are processed within 24-72 hours. Instant approval available for pre-qualified applicants
You apply directly on the bank's website — InvestingPro never collects your personal or financial details

Is It Worth It? (Quick Math)

50,000
₹5k₹2L
Annual Rewards (~2.5%)+ ₹15,000
Annual FeeWAIVED- ₹1,500
Net Benefit+15,000

Worth the fee!

You gain ₹15,000 per year value after fees.

Check Eligibility

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This is an indicative check. Final approval depends on bank's assessment.

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Get updates on WhatsApp about Axis Bank Vistara Credit Card rates and offers.

On this page

Key Features

  • Best card for Vistara frequent flyers
  • Complimentary Silver membership
  • Priority boarding and extra baggage
  • Good travel insurance cover



Eligibility Criteria

Age

21+ Years

Income

0.4L / year

Documents

PAN CardAadhaar CardIncome Proof

Rewards Program

Axis Bank Vistara Credit Card Rewards

Earn 2 points per ₹150 spent. Redemption value: Variable

Reward Rate Breakdown
General Spends

Rate

2 points/₹150

Pts/₹150

4

Value

₹1

AcceleratedBest

Rate

5x - 10x points

Pts/₹150

10

Value

₹2.50

Break-even: Spend ₹90,000 in best category to cover the ₹1,500 fee

Rewards Calculator

See if this card's rewards justify the annual fee

₹5k20k₹1L
Annual Spend2,40,000
Rewards Earned+₹4,800
Annual Fee-₹1,500
Net Value
+3,300
✅ Worth it! You'll save ₹3,300/year

Benefits Breakdown

Core Benefits

  • Best card for Vistara frequent flyers
  • Complimentary Silver membership
  • Priority boarding and extra baggage
  • Good travel insurance cover

Travel

  • Airport Lounge Access
  • Travel Insurance

Pros

  • Best card for Vistara frequent flyers
  • Complimentary Silver membership
  • Priority boarding and extra baggage
  • Good travel insurance cover

Cons

  • Value only if you fly Vistara regularly
  • Vistara-Air India merger changes unclear
  • Annual fee of ₹1,500
  • No cashback or general rewards

Compare Before You Decide

See how Axis Bank Vistara Credit Card stacks up against similar cards. Compare fees, rewards, and benefits side-by-side.

Compare with:

HDFC RegaliaSBI SimplySAVE

Required Documents

0/6 ready

Keep these documents ready before applying for Axis Bank Vistara Credit Card


Fees & Charges

Fee TypeAmount
Joining Fee
First year fee
₹1500
Annual Fee
From second year onwards
₹1500

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Frequently Asked Questions

What is the minimum salary for a credit card?

Most banks require a minimum monthly income of ₹15,000 to ₹25,000. For premium cards, the requirement can be ₹50,000+.

How to apply for a Lifetime Free (LTF) credit card?

You can apply for LTF cards directly through our platform. Popular options include Amazon Pay ICICI, IDFC First Millennia, and Dhanlaxmi Bank Platinum.

Can I get a credit card without income proof?

Yes, you can get a secured credit card (like IDFC First WOW) against a Fixed Deposit without showing income proof. This is great for students and homemakers.

Does checking my eligibility affect my credit score?

No. Checking eligibility on our platform is a 'Soft Inquiry' and does not impact your CIBIL score. Only when you submit a formal application to the bank, a 'Hard Inquiry' is done.

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Ready to upgrade your wallet?

Apply for the Axis Bank Vistara Credit Card today and start earning rewards on every spend.

APPLY NOW on Axis Bank's website

● Secure application on Axis Bank's official site

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