Best for · Flipkart

Best Credit Card for Flipkart Shopping in India (2026)

Axis Bank Flipkart is the co-branded default — 5% cashback on Flipkart + 4% on partner brands (Cleartrip, 2GUD, Myntra Flipkart Plus).

If you shop ₹10K+/month on Flipkart consistently, the Axis Flipkart card pays back ~₹6,000-7,000/year against ₹500 joining fee + ₹500 annual fee. ICICI Amazon Pay returns 0% on Flipkart but 5% on Amazon — split your spend strategically. For Flipkart + Myntra + 2GUD combined, Axis Flipkart's cross-platform 4% rate compounds nicely.

Typical spend in this category: ₹5,000–20,000/month

Why these specific cards

Axis Flipkart Credit Card has 5% unlimited cashback on Flipkart + 4% on partner brands. Flipkart SBI Card returns 5% on Flipkart + 4% on partner spends (Apollo 247, Cleartrip, etc.). HDFC Millennia returns 5% capped at ₹1,000/mo on Flipkart + other top-10 merchants.

Reward math example

On ₹10,000/mo Flipkart spend: Axis Flipkart returns ₹500/mo unlimited (=₹6K/yr). Flipkart SBI returns ₹500/mo. HDFC Millennia returns ₹500/mo capped. Tie on rate; choose by fee structure + secondary network. Axis Flipkart's annual fee ₹500 waived on ₹3.5L spend = effectively ₹0 for typical Flipkart-heavy users.