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Flipkart SBI Card
India's best credit card for Flipkart shoppers — get 5% unlimited cashback on Flipkart, Myntra, and 2GUD with zero joining and zero annual fee. Backed by SBI Card.
Secure application on SBI Card's official site
"This card offers a balanced mix of rewards and benefits. Consider your spending patterns carefully - if you spend heavily in the card's bonus categories, it can deliver excellent value. Always compare with alternatives before applying."
Priya Sharma
Senior Financial Analyst
How to Apply for Flipkart SBI Card
Is It Worth It? (Quick Math)
Worth the fee! ✅
You gain ₹9,000 per year value after fees.
Check Eligibility
Get instant eligibility results in 10 seconds
This is an indicative check. Final approval depends on bank's assessment.
Rate Alerts
Get updates on WhatsApp about Flipkart SBI Card rates and offers.
Key Features
- 5% unlimited cashback on Flipkart — best for Flipkart shoppers
- Zero joining fee and zero annual fee
- SBI Card's reliability and wide POS acceptance
- 4x rewards on dining and movies — useful daily categories
Rating Overview
Eligibility Criteria
Age
21+ Years
Income
₹0.3L / year
Documents
Rewards Program
Flipkart SBI Card Rewards
Earn 2 points per ₹150 spent. Redemption value: Variable
| Category | Reward Rate | Points / ₹150 | Est. Value | Cap |
|---|---|---|---|---|
| General Spends | 2 points/₹150 | 4 | ₹1 | Check T&C |
| AcceleratedBest | 5x - 10x points | 10 | ₹2.50 | Check T&C |
Annual Fee Break-even: Spend ₹30,000 in the best category to earn rewards equal to the ₹500 annual fee | ||||
Rate
2 points/₹150
Pts/₹150
4
Value
₹1
Rate
5x - 10x points
Pts/₹150
10
Value
₹2.50
Rewards Calculator
See if this card's rewards justify the annual fee
Benefits Breakdown
Core Benefits
- •5% unlimited cashback on Flipkart — best for Flipkart shoppers
- •Zero joining fee and zero annual fee
- •SBI Card's reliability and wide POS acceptance
- •4x rewards on dining and movies — useful daily categories
Shopping
- •Cashback on Spends
- •Discount Vouchers
Pros
- 5% unlimited cashback on Flipkart — best for Flipkart shoppers
- Zero joining fee and zero annual fee
- SBI Card's reliability and wide POS acceptance
- 4x rewards on dining and movies — useful daily categories
Cons
- 5% cashback only on Flipkart group — not Amazon/others
- Base reward rate outside Flipkart is just 0.5%
- No airport lounge access or premium perks
- Reward points (non-cashback) have low redemption value
Required Documents
Keep these documents ready before applying for Flipkart SBI Card
Fees & Charges
| Fee Type | Amount |
|---|---|
Joining Fee First year fee | ₹500 |
Annual Fee From second year onwards | ₹500 |
Related Guides & Comparisons
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RD Calculator Guide: How Much Will Your Rs 5,000 Monthly RD Grow in 3 Years?
Recurring Deposit vs SIP: Which Is Better for Monthly Rs 5,000 Investment?
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Frequently Asked Questions
What is the minimum salary for a credit card?
Most banks require a minimum monthly income of ₹15,000 to ₹25,000. For premium cards, the requirement can be ₹50,000+.
How to apply for a Lifetime Free (LTF) credit card?
You can apply for LTF cards directly through our platform. Popular options include Amazon Pay ICICI, IDFC First Millennia, and Dhanlaxmi Bank Platinum.
Can I get a credit card without income proof?
Yes, you can get a secured credit card (like IDFC First WOW) against a Fixed Deposit without showing income proof. This is great for students and homemakers.
Does checking my eligibility affect my credit score?
No. Checking eligibility on our platform is a 'Soft Inquiry' and does not impact your CIBIL score. Only when you submit a formal application to the bank, a 'Hard Inquiry' is done.
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Rating Distribution
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Ready to upgrade your wallet?
Apply for the Flipkart SBI Card today and start earning rewards on every spend.
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