#1
HDFC Bank
HDFC Diners Club Black Credit Card
★★★★★ 4.8
Annual fee
₹10,000
Joining fee
₹10,000
Base reward
5%
Best for · MMT / Travel
Best Credit Card for MakeMyTrip Bookings in India (2026)
HDFC Diners Club Black at 5x via SmartBuy + Axis Atlas's 4x on MMT make domestic-travel-heavy users earn ₹10K+/year.
MakeMyTrip / Yatra / Goibibo are the booking hubs for most Indian travel. Co-branded card volumes are smaller here (no dedicated MMT card from a major bank in 2026), so the right play is a unisex travel card with strong MMT integration — HDFC Diners Black via SmartBuy (5x rewards), Axis Atlas (4x via Travel Edge), or SBI Card Miles Elite.
Typical spend in this category: ₹10,000–50,000/month
Why these specific cards
HDFC Diners Black via SmartBuy: 5 reward points per ₹150 on MMT bookings = 3.3% effective at ₹1/point. Axis Atlas via Travel Edge: 4 EDGE Miles per ₹100 on travel = ~2-4% effective post-2023 devaluation. SBI Card Miles Elite: 2x reward + travel-voucher milestone.
Top 3 cards for mmt / travel
Curated picks based on category-specific reward rates and fit. See our rating methodology for how we evaluate.
#2
#3
What to evaluate before picking
- Booking platform integration (SmartBuy for HDFC, Travel Edge for Axis)
- Reward redemption flex (cash vs airline points vs hotel vouchers)
- Free lounge visits — most travel cards bundle 4-8/year worth ₹10-20K