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FinBooster: YES BANK - BankBazaar Co-branded Credit Card
Editor's Pick · Best for Cashback
Approval Odds
Good chanceCIBIL 650+
Check eligibility →
YES Bank Bank·Credit Card

FinBooster: YES BANK - BankBazaar Co-branded Credit Card

Our Take

A co-branded cashback card from YES Bank and BankBazaar offering 2% cashback on online transactions and extra benefits on financial product applications through BankBazaar.

InvestingPro
Research & AnalysisUpdated 31 May 2026
70/100
Annual Fee
0
Reward Rate
2% cashback on all online transactions including wallets
Interest
3.5% pm

Secure application on YES Bank's official site

Expert Opinion
"This card offers a balanced mix of rewards and benefits. Consider your spending patterns carefully - if you spend heavily in the card's bonus categories, it can deliver excellent value. Always compare with alternatives before applying."

Priya Sharma

Senior Financial Analyst

How to Apply for FinBooster: YES BANK - BankBazaar Co-branded Credit Card

Compare features and rewards on this page, then click "Apply Now" to go to the issuer's official website
Most applications are processed within 24-72 hours. Instant approval available for pre-qualified applicants
You apply directly on the bank's website — InvestingPro never collects your personal or financial details

Is It Worth It? (Quick Math)

50,000
₹5k₹2L
Annual Rewards (~1.5%)+ ₹9,000
Annual FeeWAIVED- ₹0
Net Benefit+9,000

Worth the fee!

You gain ₹9,000 per year value after fees.

Check Eligibility

Get instant eligibility results in 10 seconds

Don't know? Check here

This is an indicative check. Final approval depends on bank's assessment.

Rate Alerts

Get updates on WhatsApp about FinBooster: YES BANK - BankBazaar Co-branded Credit Card rates and offers.

On this page

Key Features

  • Decent online cashback at 2% with no caps
  • Co-branded with BankBazaar for extra financial product offers
  • Zero joining fee — no upfront cost
  • Good for digital-first users



Eligibility Criteria

Age

21+ Years

Income

0.2L / year

Documents

PAN CardAadhaar CardIncome Proof

Rewards Program

FinBooster: YES BANK - BankBazaar Co-branded Credit Card Rewards

Earn 2 points per ₹150 spent. Redemption value: Variable

Reward Rate Breakdown
General Spends

Rate

2 points/₹150

Pts/₹150

4

Value

₹1

AcceleratedBest

Rate

5x - 10x points

Pts/₹150

10

Value

₹2.50

Rewards Calculator

See if this card's rewards justify the annual fee

₹5k20k₹1L
Annual Spend2,40,000
Rewards Earned+₹4,800
Annual Fee-₹0
Net Value
+4,800
✅ Worth it! You'll save ₹4,800/year

Benefits Breakdown

Core Benefits

  • Decent online cashback at 2% with no caps
  • Co-branded with BankBazaar for extra financial product offers
  • Zero joining fee — no upfront cost
  • Good for digital-first users

Shopping

  • Cashback on Spends
  • Discount Vouchers

Pros

  • Decent online cashback at 2% with no caps
  • Co-branded with BankBazaar for extra financial product offers
  • Zero joining fee — no upfront cost
  • Good for digital-first users

Cons

  • Annual fee of ₹499 (waivable on ₹50,000 spend)
  • YES Bank has had financial stability concerns in past
  • No airport lounge access
  • Limited premium benefits for the fee

Compare Before You Decide

See how FinBooster: YES BANK - BankBazaar Co-branded Credit Card stacks up against similar cards. Compare fees, rewards, and benefits side-by-side.

Compare with:

HDFC RegaliaSBI SimplySAVE

Required Documents

0/6 ready

Keep these documents ready before applying for FinBooster: YES BANK - BankBazaar Co-branded Credit Card


Fees & Charges

Fee TypeAmount
Joining Fee
First year fee
Nil
Annual Fee
From second year onwards
Nil

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Frequently Asked Questions

What is the minimum salary for a credit card?

Most banks require a minimum monthly income of ₹15,000 to ₹25,000. For premium cards, the requirement can be ₹50,000+.

How to apply for a Lifetime Free (LTF) credit card?

You can apply for LTF cards directly through our platform. Popular options include Amazon Pay ICICI, IDFC First Millennia, and Dhanlaxmi Bank Platinum.

Can I get a credit card without income proof?

Yes, you can get a secured credit card (like IDFC First WOW) against a Fixed Deposit without showing income proof. This is great for students and homemakers.

Does checking my eligibility affect my credit score?

No. Checking eligibility on our platform is a 'Soft Inquiry' and does not impact your CIBIL score. Only when you submit a formal application to the bank, a 'Hard Inquiry' is done.

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Ready to upgrade your wallet?

Apply for the FinBooster: YES BANK - BankBazaar Co-branded Credit Card today and start earning rewards on every spend.

APPLY NOW on YES Bank's website

● Secure application on YES Bank's official site

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