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IndusInd EazyDiner Platinum Credit Card
Editor's Pick · Best for Rewards
Approval Odds
Good chanceCIBIL 700+
Check eligibility →
IndusInd Bank Bank·Credit Card

IndusInd EazyDiner Platinum Credit Card

Our Take

India's best dining credit card — earn 5x rewards at 4,000+ restaurants with complimentary EazyDiner Prime membership worth ₹1,999. A food lover's essential card.

InvestingPro
Research & AnalysisUpdated 31 May 2026
80/100
Annual Fee
1,999
Reward Rate
5x reward points on dining at 4,000+ restaurants
Interest
3.5% pm

Secure application on IndusInd Bank's official site

Expert Opinion
"This card offers a balanced mix of rewards and benefits. Consider your spending patterns carefully - if you spend heavily in the card's bonus categories, it can deliver excellent value. Always compare with alternatives before applying."

Priya Sharma

Senior Financial Analyst

How to Apply for IndusInd EazyDiner Platinum Credit Card

Compare features and rewards on this page, then click "Apply Now" to go to the issuer's official website
Most applications are processed within 24-72 hours. Instant approval available for pre-qualified applicants
You apply directly on the bank's website — InvestingPro never collects your personal or financial details

Is It Worth It? (Quick Math)

50,000
₹5k₹2L
Annual Rewards (~1.5%)+ ₹9,000
Annual FeeWAIVED- ₹1,999
Net Benefit+9,000

Worth the fee!

You gain ₹9,000 per year value after fees.

Check Eligibility

Get instant eligibility results in 10 seconds

Don't know? Check here

This is an indicative check. Final approval depends on bank's assessment.

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Get updates on WhatsApp about IndusInd EazyDiner Platinum Credit Card rates and offers.

On this page

Key Features

  • Best dining rewards card in India — 5x at 4,000+ restaurants
  • Free EazyDiner Prime membership saves ₹1,999/year
  • 25% off at premium restaurants via EazyDiner
  • Domestic lounge access (2 per quarter)



Eligibility Criteria

Age

21+ Years

Income

0.3L / year

Documents

PAN CardAadhaar CardIncome Proof

Rewards Program

IndusInd EazyDiner Platinum Credit Card Rewards

Earn 2 points per ₹150 spent. Redemption value: Variable

Reward Rate Breakdown
General Spends

Rate

2 points/₹150

Pts/₹150

4

Value

₹1

AcceleratedBest

Rate

5x - 10x points

Pts/₹150

10

Value

₹2.50

Break-even: Spend ₹1,19,940 in best category to cover the ₹1,999 fee

Rewards Calculator

See if this card's rewards justify the annual fee

₹5k20k₹1L
Annual Spend2,40,000
Rewards Earned+₹4,800
Annual Fee-₹1,999
Net Value
+2,801
✅ Worth it! You'll save ₹2,801/year

Benefits Breakdown

Core Benefits

  • Best dining rewards card in India — 5x at 4,000+ restaurants
  • Free EazyDiner Prime membership saves ₹1,999/year
  • 25% off at premium restaurants via EazyDiner
  • Domestic lounge access (2 per quarter)

Lifestyle

  • Dining Discounts
  • Movie Offers

Pros

  • Best dining rewards card in India — 5x at 4,000+ restaurants
  • Free EazyDiner Prime membership saves ₹1,999/year
  • 25% off at premium restaurants via EazyDiner
  • Domestic lounge access (2 per quarter)

Cons

  • Annual fee of ₹2,499 (waivable on ₹2L annual spend)
  • Value proposition weak if you don't dine out frequently
  • IndusInd Bank mobile app can be buggy
  • Limited benefits outside the dining category

Compare Before You Decide

See how IndusInd EazyDiner Platinum Credit Card stacks up against similar cards. Compare fees, rewards, and benefits side-by-side.

Compare with:

HDFC RegaliaSBI SimplySAVE

Required Documents

0/6 ready

Keep these documents ready before applying for IndusInd EazyDiner Platinum Credit Card


Fees & Charges

Fee TypeAmount
Joining Fee
First year fee
Nil
Annual Fee
From second year onwards
₹1999

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Frequently Asked Questions

What is the minimum salary for a credit card?

Most banks require a minimum monthly income of ₹15,000 to ₹25,000. For premium cards, the requirement can be ₹50,000+.

How to apply for a Lifetime Free (LTF) credit card?

You can apply for LTF cards directly through our platform. Popular options include Amazon Pay ICICI, IDFC First Millennia, and Dhanlaxmi Bank Platinum.

Can I get a credit card without income proof?

Yes, you can get a secured credit card (like IDFC First WOW) against a Fixed Deposit without showing income proof. This is great for students and homemakers.

Does checking my eligibility affect my credit score?

No. Checking eligibility on our platform is a 'Soft Inquiry' and does not impact your CIBIL score. Only when you submit a formal application to the bank, a 'Hard Inquiry' is done.

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Ready to upgrade your wallet?

Apply for the IndusInd EazyDiner Platinum Credit Card today and start earning rewards on every spend.

APPLY NOW on IndusInd Bank's website

● Secure application on IndusInd Bank's official site

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