Union Bank of India Credit Card Bill Payment: 6 Ways in 2026

Every way to pay your Union Bank of India credit card bill — NetBanking, UPI, mobile app, NEFT, cheque, cash. Reference numbers, IFSC details, and the fastest method per use case.

6 ways to pay your Union Bank credit card bill

  1. NetBanking — https://www.unionbankofindia.co.in. Login → Cards → Pay Bill. Instant credit, no fee.
  2. UPI — pay to unioncc.<card-no>@unionbank from BHIM / PhonePe / GPay / Paytm. Instant credit. ₹0 MDR for personal payments below ₹2L.
  3. Mobile app — Union Vyom / U-Mobile. Download from Play Store / App Store. Login with your registered mobile.
  4. NEFT / IMPS from another bank — beneficiary: your 16-digit card number. IFSC: check the back of your card or your statement. Credits in 2-30 minutes.
  5. Cheque / DD — Drop at any Union Bank ATM/branch — payee 'Union Bank of India Credit Card <card no>'. Allow 3-5 working days for credit.
  6. Branch payment — Any Union Bank of India branch. Same-day credit.
  7. Auto-pay — Standing instruction via Union net-banking. Set to "full statement balance" to avoid all interest charges.

Numbers and contact methods sourced directly from Union Bank of India's public help pages. The bank may update contact options without notice — verify on the bank's official website before any financially sensitive action.

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FAQ

How do I pay my Union Bank of India credit card bill?
Six options for Union Bank of India credit card payment: NetBanking via https://www.unionbankofindia.co.in; UPI via unioncc.<card-no>@unionbank; Union Vyom / U-Mobile; NEFT/IMPS from any bank to the credit-card number as beneficiary account; cheque/DD drop at any Union Bank ATM or branch; cash payment at any Union Bank branch. Auto-pay is also available via standing instruction.
Can I pay my Union Bank credit card bill from another bank?
Yes. Use NEFT or IMPS from your other bank's NetBanking, with the beneficiary set as the 16-digit credit card number and IFSC of your Union Bank card-issuing branch (check the back of your card or your statement). UPI also works — pay to the VPA unioncc.<card-no>@unionbank from BHIM / PhonePe / Google Pay / Paytm. Payments via UPI typically credit instantly; NEFT/IMPS within 2-30 minutes.
What is the Union Bank credit card UPI handle for bill payment?
Union Bank accepts UPI bill payment via unioncc.<card-no>@unionbank. Replace <card-no> or <last4> with the relevant digits from your physical card. UPI payments below ₹2 lakh credit instantly with zero MDR to the cardholder.
How do I set up auto-pay on my Union Bank credit card?
Standing instruction via Union net-banking
What if I can't access Union Bank NetBanking or app?
Fall back options: (1) walk into any Union Bank branch with cash + your card. (2) Drop cheque/DD at any Union Bank ATM (24×7). (3) NEFT/IMPS from another bank via the beneficiary route above. (4) Call 1800 22 22 44 / 1800 208 2244 (toll-free) — IVR allows payment via UPI link sent over SMS.
RBI regulatory notice

Regulated by Reserve Bank of India.

Credit cards in India are issued by banks and NBFCs licensed by the Reserve Bank of India. Card issuance, credit limit, interest rate (APR), fees, and reward structures are at the sole discretion of the issuer subject to KYC, credit profile, and internal policy. Rates and benefits shown on this page are issuer-published and may change without notice — verify on the issuer's official website before applying.

Risk note: Carrying revolving credit-card balances at typical APRs of 36–48% per annum is one of the most expensive forms of debt in India. Always pay the total amount due, not just the minimum.

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