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Bandhan Bank · FD rates

Bandhan Bank FD rates.

Best general rate 7.00%; senior citizen 7.50% (+50 bps). 1 active product below — sortable by rate.

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Active FD products

Sorted by general interest rate (descending). Senior + women rates shown when offered.

ProductRateSenior
Bandhan Bank Fixed Deposit7.00%7.50%
DICGC ₹5 lakh insurance. Your deposits at Bandhan Bank are insured up to ₹5 lakh per depositor (combined across savings + FD + RD). If your total exposure exceeds ₹5L, the excess is uninsured. Spread across multiple banks to bring uninsured exposure to zero — use our DICGC visualiser to map your gap. Note: corporate FDs (Bajaj Finance / Shriram / Mahindra Finance) are NOT DICGC-covered.

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RBI regulatory notice

Regulated by Reserve Bank of India.

Bank fixed deposits are regulated by the Reserve Bank of India and protected by DICGC insurance up to ₹5 lakh per depositor per bank. Corporate / NBFC fixed deposits do NOT carry DICGC cover and carry issuer credit risk — read the credit-rating disclosure carefully. Senior-citizen rates and tax-saver-FD eligibility apply per scheme T&C.

Risk note: Premature withdrawal of fixed deposits typically incurs a 0.5–1% penalty on the applicable interest rate. Plan tenure to match your liquidity needs.

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