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Claim settlement ratio up to 99.3% · 1 active plan across Term Life. Below: per-plan table with claim settlement ratio, cover, premium range, and network hospitals.
Sorted by claim settlement ratio (CSR) — the percentage of claims the insurer actually paid. CSR above 95% is reliable. Premium ranges are indicative; your quote depends on age, sum insured, and add-ons.
| Plan | CSR |
|---|---|
| Smart Secure Plus Best for: Risk-averse buyers prioritising claim-payout reliability over price. | 99.3% |
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Insurance products in India (life, health, motor, term) are issued by insurers licensed by IRDAI. Policy issuance, premiums, sum assured, exclusions, waiting periods, and claim settlement are governed by the policy document and IRDAI regulations. Premiums shown are indicative; final premium depends on age, sum assured, riders, medical history, and underwriting.
Risk note: Read the policy wording, exclusions, and claim-settlement ratio carefully before purchase. We are NOT an IRDAI-registered insurance broker; for advice consult an IRDAI-licensed agent or broker.
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