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Your employer hands you Form 16 by mid-June. Paste 7 numbers from Part B below — we’ll compute both regimes side-by-side, check 87A rebate, flag the cliff if you’re near ₹12L (new) or ₹5L (old), and map each input to the right ITR-1 or ITR-2 line. Free; no sign-up.
v1 · Paste-the-numbers helper. Direct PDF upload + OCR coming in v2 next quarter.
7 fields. We’ll compute both regimes + map to ITR lines.
Old regime only. Capped at ₹1.5L (80C) + extras.
Self-occupied: net of 24(b) cap ₹2L interest.
Saves you ₹1,15,461 vs the other regime. New regime tax on your inputs: ₹0.
Standard deduction ₹75,000 auto-applied. 87A cap ₹60,000 up to ₹12,00,000. Chapter VI-A deductions NOT allowed.
Standard deduction ₹75,000 + Chapter VI-A ₹1,50,000 applied. 87A cap ₹12,500 up to ₹5,00,000.
Next step: Carry these numbers to the official ITR portal at incometax.gov.in. Pre-validate against your AIS (Annual Information Statement) which auto-populates from PAN-linked sources. File before 31 July to avoid late-filing fee under Section 234F.
Top of Part B. Sum of basic + DA + HRA + LTA + bonus + perquisites. Maps to ITR-1 Line A.1.
Subtotal of HRA exemption (10(13A)), LTA exemption (10(5)), gratuity (10(10)), leave encashment (10(10AA)). Subtracted from gross. Maps to ITR-1 Line A.2.
Auto-applied to every salaried taxpayer under both regimes. Maps to ITR-1 Line A.3.a.
State-imposed; typically ₹2,400/year in Maharashtra, Karnataka, etc. Maps to ITR-1 Line A.3.b.
Sum of 80C (up to ₹1,50,000), 80CCD(1B) (up to ₹50,000 NPS), 80D, 80E, 80EEA, 80G, 24(b). Old regime only — new regime allows almost none of these. Maps to ITR-1 Line C.1 through C.20.
Rental income minus 30% standard deduction + interest paid on home loan (up to ₹2,00,000under Section 24(b)). If self-occupied, this is typically negative (interest paid). Maps to ITR-1 Line B.2 (or ITR-2 if multiple properties).
Sum of savings account interest + FD interest + dividend income. Cross-check against your AIS (Annual Information Statement) before filing. Maps to ITR-1 Line B.3.
Computes your taxable income under both regimes, applies the right 87A rebate, adds 4% cess, flags marginal-relief zones near the ₹12L (new) and ₹5L (old) cliffs, and recommends the regime that minimises your tax. Output is an ITR-line-by-line summary you can carry into the official e-filing portal at incometax.gov.in.
Methodology last verified 2026-04-01 · Union Budget 2025 (Feb 2025) · Source: Income Tax Department
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