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Loan rates · browse by lender

Loan rates, lender by lender.

Every Indian bank + NBFC with at least one active loan product in our catalog, ranked by lowest advertised starting rate. NBFCs (Bajaj Finance, Muthoot, Manappuram, Cholamandalam) typically lead unsecured personal-loan rates but charge processing fees above PSU banks.

How we rate loansRead methodology
Bank of Baroda
From 6.85% · Car · Education · Home · Personal
Canara Bank
From 7.10% · Education · Home · Personal
Union Bank of India
From 7.15% · Home · Personal
Bajaj Housing Finance
From 7.25% · Home
Axis Bank
From 7.45% · Business · Car · Education · Home · Personal
Kotak Mahindra Bank
From 7.50% · Car · Home · Personal
State Bank of India
From 7.50% · Business · Car · Education · Gold · Home
Muthoot Finance
From 7.50% · Gold · Personal
Punjab National Bank
From 7.60% · Car · Personal
ICICI Bank
From 7.80% · Business · Car · Gold · Home · Personal
SBI
From 7.85% · Personal
Mahindra Finance
From 8.00% · Personal
Federal Bank
From 8.15% · Gold · Personal
RBL Bank
From 8.20% · Personal
HDFC Bank
From 8.25% · Business · Car · Gold · Home · Personal
IndusInd Bank
From 8.25% · Home · Personal
PNB Housing Finance
From 8.25% · Home
LIC Housing Finance
From 8.50% · Home
Bank of Maharashtra
From 8.75% · Personal
YES Bank
From 8.90% · Personal
HDFC Credila
From 9.00% · Education
Yes Bank
From 9.00% · Home
IDFC First Bank
From 9.50% · Personal
Punjab & Sind Bank
From 9.60% · Personal
Central Bank of India
From 9.65% · Personal
Bajaj Finserv
From 9.75% · Business · Personal
HSBC Bank
From 9.95% · Personal
UCO Bank
From 9.95% · Personal
Poonawalla Fincorp
From 9.99% · Personal
Cholamandalam IFC
From 10.00% · Personal
Bajaj Finance Limited
From 10.00% · Personal
HDB Financial Services
From 10.00% · Personal
Moneyview
From 10.00% · Personal
Manappuram Finance
From 10.00% · Gold
Indian Overseas Bank
From 10.25% · Personal
Bank of India
From 10.85% · Personal
Tata Capital
From 10.99% · Personal
Aditya Birla Finance
From 10.99% · Personal
L&T Finance
From 11.00% · Personal
Avanse Financial Services
From 11.00% · Education
Shriram Finance
From 11.00% · Personal
InCred Financial Services
From 11.00% · Education
Lendingkart
From 12.00% · Business
Piramal Finance
From 12.14% · Personal
IIFL Finance
From 12.75% · Personal
Dhani Loans & Services Ltd.
From 13.99% · Personal
Mannapuram Finance
From 18.00% · Personal
Hero Fincorp
From 19.00% · Personal

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RBI regulatory notice

Regulated by Reserve Bank of India.

Loans in India are offered by banks and NBFCs regulated by the Reserve Bank of India. Loan approval, interest rate, processing fees, and tenure are at the sole discretion of the lender subject to KYC, credit score (CIBIL/Experian), income verification, and internal credit policy. Rates shown are indicative and may differ from your actual sanctioned offer.

Risk note: Borrow only what you can repay. Defaults reduce your CIBIL score and limit future credit access. Read the sanction letter and key fact statement carefully before signing.

InvestingPro is an independent comparison and education platform. We are NOT a SEBI-registered investment advisor, IRDAI-licensed insurance broker, or RBI-licensed lending intermediary. We may earn affiliate commission when you click through to a partner — see how we make money. For personalised advice consult a registered advisor.

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