No paid rankings
Methodology disclosed
SEBI-compliant
Editorial standards
If you've never invested before, you don't need to pick winners — you need a broad, cheap, well-run fund and a SIP. Index funds and large-cap funds give you the whole market (or its biggest, most stable companies) for a low expense ratio, with none of the small-cap whiplash.
First-time investors; anyone who wants to start a SIP without researching individual stocks.
Index + large-cap = maximum diversification, lowest cost, lowest behavioural risk. Ranked by analyst rating — quality and consistency over chasing last year's top performer.
5+ years
Low–Moderate
Direct-plan funds from the Index Fund and Large Cap categories, ranked by analyst rating. Past returns don’t predict future ones — use this as a starting shortlist, not a buy list.
| # | Fund | 5Y CAGR |
|---|---|---|
| 1 | Principal Emerging Bluechip Fund - Direct Plan - Growth Option Principal Mutual Fund | 20.3% |
| 2 | ICICI Prudential US Bluechip Equity Fund - Direct Plan - Growth ICICI Prudential Mutual Fund | 15.9% |
| 3 | Aditya Birla Sun Life Nifty 50 Index Fund - Growth - Direct Plan Aditya Birla Sun Life Mutual Fund | 14.3% |
| 4 | Nippon India Index Fund - Nifty 50 Plan - Direct Plan Growth Plan - Growth Option Nippon India Mutual Fund | 14.3% |
| 5 | Nippon India Index Fund - Nifty 50 Plan - Direct Plan Growth Plan - Bonus Option Nippon India Mutual Fund | 14.3% |
| 6 | LIC MF Nifty 50 Index Fund-Direct Plan-Growth LIC Mutual Fund | 14.2% |
| 7 | BANDHAN Nifty 50 Index Fund-Direct Plan-Growth Bandhan Mutual Fund | 14.4% |
| 8 | Taurus Nifty 50 Index Fund - Direct Plan - Growth Taurus Mutual Fund | 13.7% |
Advertiser Disclosure: InvestingPro.in is an independent comparison platform. We may receive compensation when you click on links to products from our partners (like Banks or AMCs). However, our reviews, ratings, and comparisons are based on objective analysis and are never influenced by compensation.
Mutual funds in India are regulated by SEBI and managed by AMFI-registered AMCs. Fund performance, ratings, and expense ratios shown are sourced from AMFI / scheme information documents. Past performance is NOT indicative of future returns. NAV fluctuates with market conditions; capital is at risk.
Risk note: Mutual fund investments are subject to market risks. Read all scheme-related documents (SID/KIM) carefully before investing. We are NOT a SEBI-registered investment advisor (RIA); for personalised advice consult a registered advisor at sebi.gov.in.
InvestingPro is an independent comparison and education platform. We are NOT a SEBI-registered investment advisor, IRDAI-licensed insurance broker, or RBI-licensed lending intermediary. We may earn affiliate commission when you click through to a partner — see how we make money. For personalised advice consult a registered advisor.