Nippon India Mutual Fund

Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)

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Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) is a Debt fund managed by Nippon India Mutual Fund.

Category: Debt
3.6/5
high Risk

1Y

8.17%

3Y

8.91%

5Y

9.18%

10Y

%

Since Inception

0%

Current NAV

₹42.21

Lumpsum

₹5,000

SIP

₹500/month

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Start SIP or make lumpsum investment

Investment Objective

To provide long-term capital appreciation by investing in a diversified portfolio of fixed income instruments. The fund follows a Debt investment strategy managed by Nippon India Mutual Fund.

Key Features

  • 8.91% CAGR over 3 years
  • Debt category fund
  • Managed by Nippon India Mutual Fund
  • Min SIP: ₹500/month

Portfolio Holdings

Asset Allocation

Asset allocation data not available for this fund.

Top 5 Holdings

Sector Allocation

Strengths

    Limitations

      Fund Details

      Expense Ratio

      0%

      Exit Load

      Nil

      AUM

      ₹0 Cr

      Fund Manager

      Fund Management Team

      Why this card?

      Low Expense

      Calculated based on rewards, fees, and benefits analysis.

      6.2
      Pro Score
      Returns3.6/10
      Cost Efficiency10/10
      Rating7.2/10

      This card ranks in the Top 10% for cost efficiency.

      Start Investing

      SIP from ₹500/month

      VIEW ON BROKER on Nippon India Mutual Fund's website

      Zero commission • Instant investment

      Suitable For

      • Conservative investors seeking stability
      • Short to medium-term parking of funds
      • Regular income seekers

      Tax Information

      Debt taxation: All gains taxed at income tax slab rate regardless of holding period.

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      AI Logic: "Smart Advisor" recommendations are simulated algorithmic suggestions, not personalized advice.

      Please consult a SEBI-registered investment advisor before making any financial decisions.

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      Returns vs Benchmark (CRISIL Composite Bond)

      PeriodNippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)CRISIL Composite BondDifference
      1Y8.17%——
      3Y8.91%——
      5Y9.18%——

      Return Calculator

      Monthly investment

      Based on 9.18% CAGR (5Y returns)

      PeriodInvestedValueGain
      1Y₹60,000₹63,069+₹3,069
      3Y₹1.8 L₹2.1 L+₹27,904
      5Y₹3.0 L₹3.8 L+₹81,806
      10Y₹6.0 L₹9.8 L+₹3.8 L
      15Y₹9.0 L₹19.4 L+₹10.4 L
      20Y₹12.0 L₹34.4 L+₹22.4 L

      Projections are illustrative. Mutual fund investments are subject to market risks. Past performance does not guarantee future returns.

      How to Invest in Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)

      1

      Complete KYC

      PAN + Aadhaar verification (one-time, 2 min)

      2

      Choose Plan

      Direct plan recommended (lower expense ratio)

      3

      Set SIP Amount

      Minimum ₹500/month

      4

      Start Investing

      Auto-debit from bank account every month

      Frequently Asked Questions

      Is Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) a good investment?

      Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) has delivered 8.91% returns over 3 years with a high risk profile. It's rated 3.6/5. Whether it's good for you depends on your investment horizon (we recommend 5+ years for equity funds) and risk tolerance.

      What is the minimum SIP amount for Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)?

      The minimum SIP amount is ₹500/month. For lumpsum investment, the minimum is ₹5,000.

      What is the expense ratio of Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)?

      The expense ratio is 0%. This is the annual fee charged by Nippon India Mutual Fund for managing the fund. We recommend comparing with similar funds in the Debt category.

      Should I choose Direct or Regular plan?

      Direct plans have 0.5-1% lower expense ratios (no distributor commission). Over 10+ years, this difference compounds to lakhs. We always recommend Direct plans for informed investors.

      Can I withdraw from Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) anytime?

      Yes, you can redeem your investment anytime. Exit load: Nil. Redemption amount is typically credited within 1-3 business days.

      How are returns taxed?

      Debt taxation: All gains taxed at income tax slab rate regardless of holding period.

      Frequently Asked Questions

      Is Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) a good investment?›
      Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) has delivered 8.91% returns over 3 years with a high risk profile. It's rated 3.6/5. Whether it's good for you depends on your investment horizon (we recommend 5+ years for equity funds) and risk tolerance.
      What is the minimum SIP amount for Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)?›
      The minimum SIP amount is ₹500/month. For lumpsum investment, the minimum is ₹5,000.
      What is the expense ratio of Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)?›
      The expense ratio is 0%. This is the annual fee charged by Nippon India Mutual Fund for managing the fund. We recommend comparing with similar funds in the Debt category.
      Should I choose Direct or Regular plan?›
      Direct plans have 0.5-1% lower expense ratios (no distributor commission). Over 10+ years, this difference compounds to lakhs. We always recommend Direct plans for informed investors.
      Can I withdraw from Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) anytime?›
      Yes, you can redeem your investment anytime. Exit load: Nil. Redemption amount is typically credited within 1-3 business days.
      How are returns taxed?›
      Debt taxation: All gains taxed at income tax slab rate regardless of holding period.
      InvestingPro Verdict

      Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)

      3.6
      Returns4.0/10
      Consistency5.0/10
      Expense Ratio10.0/10
      Fund Management7.0/10

      Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) is a Debt fund managed by Nippon India Mutual Fund with an expense ratio of 0%. It has delivered 8.91% CAGR over 3 years. Best for investors with high risk appetite and long horizon.

      Reviewed by InvestingPro Editorial Team

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