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For students

Money for Students

Starting university or just got your first internship cheque? You don't need a financial advisor — you need a system. Education loans, RuPay student cards, prepaid forex for international study, your first SIP. Build your money foundation while everyone else is still asking 'what's an FD?'.

Why this hub

Students get specific products (RuPay student cards, education loan tax deduction under 80E, study-abroad forex cards) and have the longest compounding runway — every year of delay costs.

Where to start

  1. Priority 1

    Education loan

    80E deduction on interest. Best banks + processing speed comparison.

  2. Priority 2

    First SIP

    Rs 500/month index fund — start now, retire wealthy.

  3. Priority 3

    Student credit card

    Build CIBIL early. Low credit limit, high learning.

  4. Priority 4

    Forex card (study abroad)

    Lower markup vs international debit/credit cards.

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Calculators for you

Regulatory + scheme rules

  • Section 80E: education loan interest deduction, no upper limit, up to 8 years
  • RuPay student cards: typically ₹50K limit, no annual fee
  • Forex cards: lower markup (1-3%) vs debit/credit (3-5%)

Not sure where to start?

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