Mutual funds · Tool
Are your funds duplicating each other?
Most Indian investors hold 5-7 mutual funds and assume they're diversified. Often they're not — top large-cap funds share 60%+ of their holdings. You're paying expense ratio on essentially the same stocks twice. Find out, in 30 seconds.
Selected funds (2 / 4)
Add up to 2 more funds
Overall portfolio overlap
Most of these funds' holdings overlap. You're paying expense ratio on essentially the same stocks twice. Keep the cheaper / better-rated one.
Shared stocks across selected funds
| Stock | Axis Bluechip | Mirae Asset | Total |
|---|---|---|---|
| HDFC Bank | 9.5% | 8.9% | 18.4% |
| ICICI Bank | 7.8% | 8.4% | 16.2% |
| Reliance Industries | 6.2% | 7.6% | 13.8% |
| Infosys | 5.8% | 6.1% | 11.9% |
| TCS | 4.9% | 4.5% | 9.4% |
| Bharti Airtel | 4.4% | 3.8% | 8.2% |
| Kotak Mahindra Bank | 3.2% | 3.1% | 6.3% |
Next steps
Holdings shown are top-10 by weight. Real overlap calculation uses full portfolio (250-500 stocks per fund). For demo purposes this tool uses recent factsheet snapshots; live AMFI data refresh is on the roadmap. Methodology →
Why this matters
Imagine holding ₹10L in Axis Bluechip + ₹10L in Mirae Asset Large Cap. Both funds put 9% into HDFC Bank. So your "diversified" ₹20L actually has ₹1.8L concentrated in HDFC Bank. Plus you're paying ~1% TER × 2 funds = effectively double-paying for the same exposure.
The fix: keep funds that complement each other (large + mid + small, OR large + flexi-cap + international). Drop duplicates.
Tickertape Pro paywalls this exact tool at ₹399/yr. We ship it free because the goal is to make Indian investors smarter, not to extract subscription fees. See our methodology and how we make money.