Axis Bank service charges
Every documented service charge from Axis Bank, normalised from the official Schedule of Charges PDF. As of 2026-04-01. Source-linked for verification.
View official Schedule of ChargesAccount Maintenance
| Service | Charge |
|---|---|
| Non-maintenance of Average Monthly Balance (Metro) | ₹10 per ₹100 shortfall, min ₹150 max ₹600 |
ATM
| Service | Charge |
|---|---|
| Other-bank ATM withdrawal beyond free limit | ₹21 + GST |
| Own-bank ATM cash withdrawal | Free |
Cheque
| Service | Charge |
|---|---|
| Cheque bounce (financial) | ₹500 + GST |
Debit Card
| Service | Charge |
|---|---|
| Annual fee — Classic Visa | ₹150 + GST per year |
IMPS
| Service | Charge |
|---|---|
| IMPS ₹1,001-₹1L | ₹5 + GST |
| IMPS ₹1L-₹5L | ₹10 + GST |
| IMPS up to ₹1,000 | ₹2.50 + GST |
NEFT
| Service | Charge |
|---|---|
| NEFT via internet banking | Free |
SMS Alerts
| Service | Charge |
|---|---|
| Transactional SMS alert | ₹5 + GST per month |
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Regulated by Reserve Bank of India.
Savings, current, and recurring-deposit accounts are offered by scheduled commercial banks regulated by the Reserve Bank of India. Deposit insurance up to ₹5 lakh per depositor per bank is provided by DICGC. Interest rates, minimum balance, and fees are bank-determined and may change without notice.
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