HDFC Bank service charges
Every documented service charge from HDFC Bank, normalised from the official Schedule of Charges PDF. As of 2026-04-01. Source-linked for verification.
View official Schedule of ChargesAccount Maintenance
| Service | Charge |
|---|---|
| Non-maintenance of Average Monthly Balance (Metro/Urban) | ₹600 + GST per month |
ATM
| Service | Charge |
|---|---|
| Other-bank ATM non-financial enquiry beyond free limit | ₹9 + GST |
| Other-bank ATM withdrawal beyond free limit | ₹23 + GST per transaction |
| Own-bank ATM cash withdrawal | Free |
Cheque
| Service | Charge |
|---|---|
| Cheque bounce (inward — fund not credited to you) | ₹350 + GST |
| Cheque bounce (outward — your cheque returned) | ₹550 + GST |
Debit Card
| Service | Charge |
|---|---|
| Annual maintenance — RuPay/Visa Classic | ₹200 + GST per year |
Demand Draft
| Service | Charge |
|---|---|
| DD above ₹50,000 | ₹4 per ₹1,000, min ₹50 max ₹15,000 + GST |
| DD up to ₹10,000 | ₹50 + GST |
IMPS
| Service | Charge |
|---|---|
| IMPS transfer ₹1,001-₹1L | ₹5 + GST |
| IMPS transfer ₹1L-₹5L | ₹15 + GST |
| IMPS transfer up to ₹1,000 | ₹3.50 + GST |
NEFT
| Service | Charge |
|---|---|
| NEFT transfer at branch | ₹2.50-25 + GST |
| NEFT transfer via NetBanking | Free |
SMS Alerts
| Service | Charge |
|---|---|
| Transactional SMS alert | ₹3 per quarter |
Compare HDFC Bank vs other banks
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Regulated by Reserve Bank of India.
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