ICICI Bank service charges
Every documented service charge from ICICI Bank, normalised from the official Schedule of Charges PDF. As of 2026-04-01. Source-linked for verification.
View official Schedule of ChargesAccount Maintenance
| Service | Charge |
|---|---|
| Non-maintenance of Monthly Average Balance (Metro/Urban) | 6% of shortfall, min ₹100 max ₹500 |
ATM
| Service | Charge |
|---|---|
| Other-bank ATM withdrawal beyond free limit | ₹21 + GST |
| Own-bank ATM cash withdrawal | Free |
Cheque
| Service | Charge |
|---|---|
| Cheque bounce (insufficient funds) | ₹500 + GST |
Debit Card
| Service | Charge |
|---|---|
| Annual maintenance — Coral Debit Card | ₹199 + GST per year |
Demand Draft
| Service | Charge |
|---|---|
| DD up to ₹10,000 | ₹50 + GST |
IMPS
| Service | Charge |
|---|---|
| IMPS transfer ₹1L-₹5L | ₹15 + GST |
| IMPS transfer up to ₹1L | ₹5 + GST |
NEFT
| Service | Charge |
|---|---|
| NEFT via internet banking | Free |
SMS Alerts
| Service | Charge |
|---|---|
| Transactional SMS alert | ₹18 + GST per quarter |
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Regulated by Reserve Bank of India.
Savings, current, and recurring-deposit accounts are offered by scheduled commercial banks regulated by the Reserve Bank of India. Deposit insurance up to ₹5 lakh per depositor per bank is provided by DICGC. Interest rates, minimum balance, and fees are bank-determined and may change without notice.
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