IDFC FIRST Bank service charges
Every documented service charge from IDFC FIRST Bank, normalised from the official Schedule of Charges PDF. As of 2026-04-01. Source-linked for verification.
View official Schedule of ChargesAccount Maintenance
| Service | Charge |
|---|---|
| Non-maintenance of MAB | Free |
ATM
| Service | Charge |
|---|---|
| Own + other-bank ATM withdrawal | Free |
Cheque
| Service | Charge |
|---|---|
| Cheque bounce | ₹350 + GST |
Debit Card
| Service | Charge |
|---|---|
| Annual fee — VISA Classic | Free |
Demand Draft
| Service | Charge |
|---|---|
| DD up to ₹10,000 | Free |
IMPS
| Service | Charge |
|---|---|
| IMPS all amounts | Free |
NEFT
| Service | Charge |
|---|---|
| NEFT all amounts | Free |
SMS Alerts
| Service | Charge |
|---|---|
| Transactional SMS alert | Free |
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Regulated by Reserve Bank of India.
Savings, current, and recurring-deposit accounts are offered by scheduled commercial banks regulated by the Reserve Bank of India. Deposit insurance up to ₹5 lakh per depositor per bank is provided by DICGC. Interest rates, minimum balance, and fees are bank-determined and may change without notice.
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