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Every documented service charge from Kotak Mahindra Bank, normalised from the official Schedule of Charges PDF. As of 2026-04-01. Source-linked for verification.
View official Schedule of Charges| Service | Charge |
|---|---|
| Non-maintenance of Monthly Average Balance (Edge) | ₹600 + GST per month |
| Service | Charge |
|---|---|
| Other-bank ATM beyond free limit | ₹21 + GST |
| Own-bank ATM cash withdrawal | Free |
| Service | Charge |
|---|---|
| Cheque bounce | ₹500 + GST |
| Service | Charge |
|---|---|
| Annual fee — Edge debit card | ₹199 + GST per year |
| Service | Charge |
|---|---|
| IMPS up to ₹1L | ₹5 + GST |
| Service | Charge |
|---|---|
| NEFT via internet banking | Free |
Head to the charges hub for side-by-side tables across ATM, IMPS, NEFT, and cheque bounce — or jump straight to another bank below.
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