State Bank of India service charges
Every documented service charge from State Bank of India, normalised from the official Schedule of Charges PDF. As of 2026-04-01. Source-linked for verification.
View official Schedule of ChargesAccount Maintenance
| Service | Charge |
|---|---|
| Non-maintenance of Average Monthly Balance | Free |
ATM
| Service | Charge |
|---|---|
| Other-bank ATM withdrawal beyond free limit | ₹20 + GST |
| Own-bank ATM cash withdrawal | Free |
Cheque
| Service | Charge |
|---|---|
| Cheque bounce (financial reasons) | ₹500 + GST |
| Cheque bounce (technical reasons) | ₹150 + GST |
Debit Card
| Service | Charge |
|---|---|
| Annual maintenance — Classic Debit Card | ₹125 + GST per year |
Demand Draft
| Service | Charge |
|---|---|
| DD above ₹1,00,000 | ₹2 per ₹1,000, max ₹15,000 + GST |
| DD up to ₹5,000 | ₹25 + GST |
IMPS
| Service | Charge |
|---|---|
| IMPS transfer ₹1L-₹5L | ₹15 + GST |
| IMPS transfer up to ₹1L | ₹5 + GST |
NEFT
| Service | Charge |
|---|---|
| NEFT at branch (up to ₹10K) | ₹2.50 + GST |
| NEFT via NetBanking/YONO | Free |
SMS Alerts
| Service | Charge |
|---|---|
| Transactional SMS alert | ₹15 + GST per quarter |
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Regulated by Reserve Bank of India.
Savings, current, and recurring-deposit accounts are offered by scheduled commercial banks regulated by the Reserve Bank of India. Deposit insurance up to ₹5 lakh per depositor per bank is provided by DICGC. Interest rates, minimum balance, and fees are bank-determined and may change without notice.
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