American Express Membership Rewards Gold Card
American Express
VS
WINNER
IndusInd EazyDiner Platinum Credit Card
IndusInd Bank
American Express Membership Rewards Gold Card vs IndusInd EazyDiner Platinum Credit Card
Detailed side-by-side comparison based on fees, rewards, benefits, and real user data.
credit card
Updated May 2026
90
Overall Score / 100
4.5/5
Recommended
80
Overall Score / 100
4.0/5
Scoreboard· 4 measured features
1
American Express Membership Rewards Gold Card
0
Tied
3
IndusInd EazyDiner Platinum Credit Card
Overall winner
What would you save?· ₹ per year, after fees
₹50,000
₹5k₹1L₹2L
Better here
American Express Membership Rewards Gold Card
Rewards (50.0%)+ ₹3,00,000
Annual fee− ₹4,500
Net per year+₹2,95,500
IndusInd EazyDiner Platinum Credit Card
Rewards (4.0%)+ ₹24,000
Annual fee− ₹1,999
Net per year+₹22,001
American Express Membership Rewards Gold Card gives you ₹2,73,499 more per year at this spend level.
Estimates use the headline reward rate. Real rewards depend on category-wise spend, monthly caps, and welcome-bonus eligibility. See the full T&C on the issuer's website before applying.
Feature-by-Feature Comparison
Feature
American Express Membership Rewards Gold Card
IndusInd EazyDiner Platinum Credit Card
Annual Fee
₹4,500
₹1,999
Joining Fee
₹4,500
Free
Reward Rate
4X dining/grocery, 1pt/₹50 base
4
Welcome Bonus
4,000 MR points
None
Lounge Access
None
Yes
Min. Income
₹1,00,000
₹40,000
Min. Credit Score
750
720
InvestingPro Expert Verdict
Based on SEBI-compliant analysis • Affiliate disclosed
Comparison verdict currently unavailable. Please check back later.
Who Should Get Which?
💰
Choose IndusInd EazyDiner Platinum Credit Card
Lower annual fees — ideal for budget-conscious users who want value without high costs.
✈️
Choose American Express Membership Rewards Gold Card
Higher fee but more premium perks — best for power users who maximize rewards.
Disclaimer: This comparison is for informational purposes only. Product details may change; verify on official bank websites before applying. InvestingPro may earn affiliate commission on approved applications. Not SEBI registered investment advice.