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MakeMyTrip · Co-branded

MakeMyTrip Credit Cards in India 2026

Best credit cards for MakeMyTrip bookings — MMT ICICI + ICICI Coral with travel-specific perks.

MakeMyTrip ICICI Bank Credit Card pays MMT Black points on every spend — 6 points per ₹200 on MMT bookings (~3% value), 3 points per ₹200 elsewhere (~1.5% value). Welcome bonus typically 2,500 MMT Black points (worth ~₹2,500 at face value). Domestic & international lounge access bundled. ₹2,500 annual fee. For frequent MMT users, the redemption channel (MMT Black points = 1₹ each in MMT wallet) is straightforward — better than vague 'reward points' that need 2:1 ratios. But the card only makes sense if MMT spend exceeds ₹40-50K/year — below that, an Axis Atlas or HDFC Infinia gives more aggregate value via transfer partners.

Earn structure

3% on MMT, 1.5% elsewhere, ~₹2,500 welcome MMT bonus, lounge access

Reward currency

MMT Black points (1pt = 1₹ on MMT)

Redemption pitfall to know before applying

MMT Black points redeem only in MMT. Not transferable to airlines. If your travel preference shifts to direct booking or Yatra/Cleartrip, the points are stranded. ₹2,500 fee not waived (always payable).

Skip this card if…

  • Annual MMT spend below ₹40K — Axis Atlas (₹5K fee) earns more aggregate
  • You book direct on airline websites — MMT points are wasted
  • ₹2,500 fee is never waived — confirm MMT spend before applying

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