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Myntra · Co-branded
Best credit card for Myntra fashion shopping — Kotak Myntra co-branded card with 7.5% unlimited cashback.
Kotak Myntra Credit Card pays 7.5% instant discount on Myntra purchases (visible at checkout), 5% on Swiggy/PVR/Cult.fit/Urban Company, 1.25% on other spends. ₹500 annual fee waived on ₹2L annual spend. Targeted at fashion-heavy spenders — 7.5% instant discount at checkout beats any other Myntra-specific offer. The instant-discount mechanic (vs. delayed cashback) is the key differentiator — no points-tracking, no statement-lag.
7.5% instant on Myntra, 5% on Swiggy/PVR/Cult.fit, 1.25% elsewhere
Instant checkout discount + statement cashback
7.5% on Myntra is INSTANT (applied at checkout) so it doesn't compound with other Myntra coupons stacked. 5% partner cashback hits statement, not instant. Fee waiver gate at ₹2L spend.