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11 partner hubs · Updated May 2026
Co-branded Credit Cards in India
A co-branded card pays accelerated cashback or points only at one partner brand (or its ecosystem). Pick the right brand and rates of 5-10% are normal. Pick wrong and you're paying ₹1,499/year for a base-rate card. We publish honest hubs — including which partner cards are discontinued (Zomato RBL, Ola Money SBI, Vistara post-merger) so you don't apply for a stale product.
Amazon credit cards
5% on Amazon.in (Prime), 3% (non-Prime), 1% elsewhere — paid as Amazon Pay balance
Flipkart credit cards
5% on Flipkart/Cleartrip, 4% on partners (Swiggy/Uber/PVR), 1.5% elsewhere
Swiggy credit cards
10% on Swiggy/Instamart/Dineout, 5% other online, 1% offline
Zomato credit cards
No active Zomato cobrand. Use HDFC Diners Privilege (10X dining) or Swiggy HDFC (better delivery economics)
Myntra credit cards
7.5% instant on Myntra, 5% on Swiggy/PVR/Cult.fit, 1.25% elsewhere
MakeMyTrip credit cards
3% on MMT, 1.5% elsewhere, ~₹2,500 welcome MMT bonus, lounge access
IRCTC credit cards
1.8% IRCTC convenience-fee waiver + 10% on AC bookings, 1% elsewhere
Vistara credit cards
Post-merger: Flying Returns miles instead of Club Vistara. Reduced economics vs pre-2024.
IndiGo credit cards
Ka-Ching: 3% IndiGo, 2% dining; XL: 6% IndiGo, 2% dining. BluChips 1:1.
Tata Neu credit cards
Infinity: 5% Tata ecosystem + 1.5% UPI, 1% elsewhere. Plus: LTF, lower rates.
Ola credit cards
No active Ola cobrand. Use Axis ACE (5% via GPay), HDFC Millennia (5% Uber partner), or Cashback SBI (5% cabs).