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19+ lifetime free cards · 14 issuers
Lifetime Free Credit Cards in India 2026
₹0 joining fee + ₹0 annual fee forever — no spend threshold to hit, no surprise renewal charges. Pick your bank below to see its full LTF lineup with reward rates, eligibility, and Apply links.
True LTF only.We exclude "first-year-free" cards that start charging from year 2 unless you hit a spend threshold. Every card here has been verified against the issuer's MITC.
HDFC
HDFC Lifetime Free Cards
0cards available
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ICICI
ICICI Lifetime Free Cards
1card available
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SBI
SBI Lifetime Free Cards
0cards available
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Axis
Axis Lifetime Free Cards
0cards available
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Kotak
Kotak Lifetime Free Cards
2cards available
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RBL
RBL Lifetime Free Cards
5cards available
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IDFC FIRST
IDFC FIRST Lifetime Free Cards
2cards available
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SCB
SCB Lifetime Free Cards
2cards available
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HSBC
HSBC Lifetime Free Cards
2cards available
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IndusInd
IndusInd Lifetime Free Cards
1card available
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YES
YES Lifetime Free Cards
2cards available
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Amex
Amex Lifetime Free Cards
0cards available
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IDBI
IDBI Lifetime Free Cards
0cards available
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South Indian
South Indian Lifetime Free Cards
0cards available
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KVB
KVB Lifetime Free Cards
0cards available
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BoB
BoB Lifetime Free Cards
0cards available
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PNB
PNB Lifetime Free Cards
0cards available
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Canara
Canara Lifetime Free Cards
0cards available
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Union Bank
Union Bank Lifetime Free Cards
0cards available
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Federal
Federal Lifetime Free Cards
2cards available
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