#1
No paid rankings
Methodology disclosed
SEBI-compliant
228+ researched articles
Advertiser disclosure: We may earn commission when you apply for cards via our links. Our ratings and recommendations stay independent — see editorial standards.
IndusInd · Lifetime Free Lineup
Every IndusInd credit card with ₹0 joining fee AND ₹0 annual fee forever — no spend-based waiver, no surprise renewal charges. 1 cards qualify as of 2026.
₹0 joining fee + ₹0 annual fee forever, with no spend threshold required. We exclude "first-year free" cards that start charging from year 2. Each card's MITC clause has been verified before listing.