#1
Standard Chartered
Standard Chartered EaseMyTrip Credit Card
★★★★☆ 4.4
₹0 joining ₹0 annualReward: 12%Income: ₹25K/mo
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SCB · Lifetime Free Lineup
Best Lifetime Free Credit Cards from SCB (2026)
Every SCB credit card with ₹0 joining fee AND ₹0 annual fee forever — no spend-based waiver, no surprise renewal charges. 2 cards qualify as of 2026.
What "lifetime free" means here
₹0 joining fee + ₹0 annual fee forever, with no spend threshold required. We exclude "first-year free" cards that start charging from year 2. Each card's MITC clause has been verified before listing.
2 SCB LTF cards available
#2
Standard Chartered
Standard Chartered Rewards+ Credit Card
★★★★☆ 4.2
₹0 joining ₹0 annualReward: 5%Income: ₹25K/mo