Live Data

Nifty 50 (1Y)+18.2%

Top ELSS (3Y)22.4%

Top Index Fund ER0.10%

Min SIP₹500

ITR deadline31 Jul

Data · Apr 2026

Best Mutual Funds in India

Q: What is the best mutual fund to invest in India?

For long-term wealth, Nifty 50 index funds have averaged 12% returns. For tax saving, ELSS funds offer 80C deduction up to ₹1.5L.

Q: Is SIP better than lump sum?

SIP reduces timing risk through rupee cost averaging. Lump sum works better in rising markets. For most investors, SIP is recommended.

Q: How are mutual funds taxed in India?

Equity: LTCG above ₹1.25L taxed at 12.5% (held >1yr). Debt: taxed at slab rate. ELSS qualifies for 80C.

Compare mutual funds by returns, expense ratio, and risk grade. Ranked by real performance — not what pays us most.

40+ AMCsNAV daily

All Funds Equity Debt Hybrid Index ELSS Large Cap Mid Cap Small Cap Flexi Cap

Equity Funds

Higher returns, higher risk

Debt Funds

Stable returns, lower risk

Hybrid Funds

Mix of equity + debt

Index Funds

Low cost, market returns

	Risk
Navi Liquid Fund-Unclaimed Redemption and Dividend Plan greater than 3 years DebtNavi Mutual Fund	Moderate	0%	0%	0%	0%	Details →
Navi Liquid Fund-Unclaimed Redemption and Dividend Plan less than 3 years DebtNavi Mutual Fund	Moderate	0%	0%	0%	0%	Details →
Navi NASDAQ100 US Specific Equity Passive FOF- Direct- Growth HybridNavi Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
Navi NASDAQ100 US Specific Equity Passive FOF- Regular- Growth HybridNavi Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
Navi Nifty 50 Index Fund-Direct Plan-Growth Index FundNavi Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
Navi Nifty 50 Index Fund-Regular Plan-Growth Index FundNavi Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
NAVI NIFTY 500 MULTICAP 50-25-25 DIRECT PLAN Index FundNavi Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
NAVI NIFTY 500 MULTICAP 50-25-25 REGULAR PLAN Index FundNavi Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
Navi Nifty Bank Index Fund- Direct Plan- Growth Index FundNavi Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
Navi Nifty Bank Index Fund- Regular Plan- Growth Index FundNavi Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
Navi Nifty India Manufacturing Index Fund- Direct Plan- Growth Index FundNavi Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
Navi Nifty India Manufacturing Index Fund- Regular Plan- Growth Index FundNavi Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
Navi Nifty Midcap 150 Index Fund Direct Plan- Growth Index FundNavi Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
Navi Nifty Midcap 150 Index Fund Regular Plan- Growth Index FundNavi Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
Navi Nifty Midsmall 400 Index Fund - Regular - Growth Index FundNavi Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
Navi Nifty midsmallcap 400 Index Fund- Direct - Growth Index FundNavi Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
Navi Nifty Next 50 Index Fund- Direct Plan- Growth Index FundNavi Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
Navi Nifty Next 50 Index Fund- Regular Plan- Growth Index FundNavi Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
Navi Nifty Smallcap 250 Momentum quality index fund- Direct Plan Index FundNavi Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
Navi Nifty Smallcap 250 Momentum quality index fund- Regular Plan Index FundNavi Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
Navi NiftyIT Index Fund - Direct Plan- Growth Index FundNavi Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
Navi NiftyIT Index Fund - Regular Plan -Growth Index FundNavi Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
Navi Total Stock Market US Specific Equity Passive FoF- Direct Plan- Growth HybridNavi Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
Navi Total Stock Market US Specific Equity Passive FoF- Regular Plan- Growth HybridNavi Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
NIPPON INDIA - INDIA OPPORTUNITIES FUND - SERIES A - DIRECT Plan - IDCW Option HybridNippon India Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
NIPPON INDIA - INDIA OPPORTUNITIES FUND - SERIES A - IDCW Option HybridNippon India Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
NIPPON INDIA - JAPAN EQUITY FUND - DIRECT Plan - IDCW Option Multi CapNippon India Mutual Fund	High	0%	0%	0%	0%	Details →
NIPPON INDIA - JAPAN EQUITY FUND - IDCW Option Multi CapNippon India Mutual Fund	High	0%	0%	0%	0%	Details →
NIPPON INDIA - US EQUITY OPPORTUNITIES FUND - Direct Plan - IDCW Option Multi CapNippon India Mutual Fund	High	0%	0%	0%	0%	Details →
NIPPON INDIA - US EQUITY OPPORTUNITIES FUND - IDCW Option Multi CapNippon India Mutual Fund	High	0%	0%	0%	0%	Details →
Nippon India Active Momentum Fund - Regular Plan- Growth Option Multi CapNippon India Mutual Fund	High	0%	0%	0%	0%	Details →
Nippon India Active Momentum Fund- Direct Plan IDCW Option Multi CapNippon India Mutual Fund	High	0%	0%	0%	0%	Details →
Nippon India Active Momentum Fund- Regular Plan- IDCW Option Multi CapNippon India Mutual Fund	High	0%	0%	0%	0%	Details →
Nippon India Active Momentum Fund-Direct Plan - Growth Option Multi CapNippon India Mutual Fund	High	0%	0%	0%	0%	Details →
Nippon India Aggressive Hybrid Fund - Direct Plan Growth Plan HybridNippon India Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
NIPPON INDIA AGGRESSIVE HYBRID FUND - SEGREGATED PORTFOLIO 1 - Direct Plan - IDCW Option HybridNippon India Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
NIPPON INDIA AGGRESSIVE HYBRID FUND - SEGREGATED PORTFOLIO 1 - Direct Plan - MONTHLY IDCW Option HybridNippon India Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
NIPPON INDIA AGGRESSIVE HYBRID FUND - SEGREGATED PORTFOLIO 1 - Direct Plan - QUARTERLY IDCW Option HybridNippon India Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
NIPPON INDIA AGGRESSIVE HYBRID FUND - SEGREGATED PORTFOLIO 1 - IDCW Option HybridNippon India Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
NIPPON INDIA AGGRESSIVE HYBRID FUND - SEGREGATED PORTFOLIO 1 - MONTHLY IDCW Option HybridNippon India Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
NIPPON INDIA AGGRESSIVE HYBRID FUND - SEGREGATED PORTFOLIO 1 - QUARTERLY IDCW Option HybridNippon India Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
NIPPON INDIA AGGRESSIVE HYBRID FUND - DIRECT Plan - IDCW Option HybridNippon India Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
NIPPON INDIA AGGRESSIVE HYBRID FUND - DIRECT Plan - MONTHLY IDCW Option HybridNippon India Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
NIPPON INDIA AGGRESSIVE HYBRID FUND - DIRECT Plan - QUARTERLY IDCW Option HybridNippon India Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
Nippon India Aggressive Hybrid Fund - Growth Plan HybridNippon India Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
NIPPON INDIA AGGRESSIVE HYBRID FUND - IDCW Option HybridNippon India Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
NIPPON INDIA AGGRESSIVE HYBRID FUND - MONTHLY IDCW Option HybridNippon India Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
NIPPON INDIA AGGRESSIVE HYBRID FUND - QUARTERLY IDCW Option HybridNippon India Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
Nippon India Aggressive Hybrid Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan HybridNippon India Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
Nippon India Aggressive Hybrid Fund - Segregated Portfolio 1 - Growth Plan HybridNippon India Mutual Fund	Moderately High	0%	0%	0%	0%	Details →

This Week in Indian Money

What changed. What it means.

Updated weekly

Deadline·22 Apr 2026
Capital gains filing window closes 31 July
LTCG above ₹1.25L now taxed at 12.5%. AY2026-27 statements available in CAMS.
News·19 Apr 2026
Nippon India Small Cap gates fresh inflows
Third AMC this year to stop SIP acceptance in small-cap. Signals stretched valuations — SEBI may mandate restrictions.
Source: SEBI MF statistics
Rate Change·16 Apr 2026
Nifty 50 Index fund expense ratios compressed to 0.10%
UTI and Navi undercut on direct plan — lowest ever for an Indian index fund.
Policy·15 Apr 2026
SEBI mandates flexible SIP increase for existing investors
All AMCs must allow SIP top-ups without creating new folio — rolls out from June 1.
Source: SEBI circular

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How We Rate

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We evaluate funds on returns (1-10yr), expense ratio, Sharpe ratio, fund manager consistency, AUM stability, and category rank. When you invest through our links, we may earn a commission. This never influences ratings. Methodology disclosed → · How we make money →

Frequently Asked Questions

What is the best mutual fund to invest in India?

It depends on your goals and risk tolerance. For long-term wealth creation, index funds tracking Nifty 50 have averaged 12% annual returns. For tax saving, ELSS funds offer Section 80C deduction up to ₹1.5L. For stability, debt funds or hybrid funds are better.

Is SIP better than lump sum investment?

SIP reduces timing risk through rupee cost averaging — you buy more units when prices are low. Lump sum works better in consistently rising markets. For most investors, monthly SIP is the recommended approach as it builds discipline.

How are mutual funds taxed in India?

Equity funds held >1 year: LTCG above ₹1.25L taxed at 12.5%. Short-term (<1yr): 20%. Debt funds: taxed at your income tax slab rate regardless of holding period. ELSS qualifies for 80C deduction up to ₹1.5L with a 3-year lock-in.

What is expense ratio and why does it matter?

Expense ratio is the annual fee charged by the fund house for managing your money. A 1% vs 0.1% difference means lakhs over 20 years. Index funds typically have the lowest ratios (0.1-0.5%). Always compare expense ratios within the same category.

How do I choose between direct and regular plans?

Direct plans have 0.5-1% lower expense ratios (no distributor commission) and deliver higher returns over time. Regular plans include distributor fees. The fund itself is identical — only the fee structure differs. We always recommend direct plans.

What does "risk grade" mean for mutual funds?

SEBI mandates risk labels: Low, Low to Moderate, Moderate, Moderately High, High, Very High. This is based on the fund's portfolio volatility. Equity funds are typically High/Very High. Debt funds range from Low to Moderate. Match your risk grade to your investment horizon.

How does InvestingPro rate mutual funds?

We evaluate funds on returns across 5 time periods (1yr to 10yr), expense ratio, risk-adjusted performance (Sharpe ratio), fund manager track record, and AUM stability. Ratings update daily with NAV changes. No AMC pays for higher placement.

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SEBI regulatory notice

Regulated by Securities and Exchange Board of India.

Mutual funds in India are regulated by SEBI and managed by AMFI-registered AMCs. Fund performance, ratings, and expense ratios shown are sourced from AMFI / scheme information documents. Past performance is NOT indicative of future returns. NAV fluctuates with market conditions; capital is at risk.

Risk note: Mutual fund investments are subject to market risks. Read all scheme-related documents (SID/KIM) carefully before investing. We are NOT a SEBI-registered investment advisor (RIA); for personalised advice consult a registered advisor at sebi.gov.in.

InvestingPro is an independent comparison and education platform. We are NOT a SEBI-registered investment advisor, IRDAI-licensed insurance broker, or RBI-licensed lending intermediary. We may earn affiliate commission when you click through to a partner — see how we make money. For personalised advice consult a registered advisor.

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