Live Data

Nifty 50 (1Y)+18.2%

Top ELSS (3Y)22.4%

Top Index Fund ER0.10%

Min SIP₹500

ITR deadline31 Jul

Data · Apr 2026

Best Mutual Funds in India

Q: What is the best mutual fund to invest in India?

For long-term wealth, Nifty 50 index funds have averaged 12% returns. For tax saving, ELSS funds offer 80C deduction up to ₹1.5L.

Q: Is SIP better than lump sum?

SIP reduces timing risk through rupee cost averaging. Lump sum works better in rising markets. For most investors, SIP is recommended.

Q: How are mutual funds taxed in India?

Equity: LTCG above ₹1.25L taxed at 12.5% (held >1yr). Debt: taxed at slab rate. ELSS qualifies for 80C.

Compare mutual funds by returns, expense ratio, and risk grade. Ranked by real performance — not what pays us most.

40+ AMCsNAV daily

All Funds Equity Debt Hybrid Index ELSS Large Cap Mid Cap Small Cap Flexi Cap

Equity Funds

Higher returns, higher risk

Debt Funds

Stable returns, lower risk

Hybrid Funds

Mix of equity + debt

Index Funds

Low cost, market returns

	Risk
HSBC Fixed Term Series 134 - Dividend Option HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC Fixed Term Series 135 - Direct Plan Growth Option HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC Fixed Term Series 135 - Growth Option HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC Fixed Term Series 136 - Direct Plan Growth Option HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC Fixed Term Series 136 - Growth Option HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC Fixed Term Series 137 - Growth Option HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC Fixed Term Series 137 Direct Plan Growth Option HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC Fixed Term Series 139 - Direct Plan - Direct Plan - Growth Option HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC Fixed Term Series 139 - Growth Option HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC Fixed Term Series 140 - Growth Option HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC Fixed Term Series 140 Direct plan - Growth Option HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC Flexi Cap Fund - Direct IDCW Flexi CapHSBC Mutual Fund	High	0%	0%	0%	0%	Details →
HSBC Flexi Cap Fund - Regular Growth Flexi CapHSBC Mutual Fund	High	0%	0%	0%	0%	Details →
HSBC Flexi Cap Fund - Regular IDCW Flexi CapHSBC Mutual Fund	High	0%	0%	0%	0%	Details →
HSBC Focused Fund - Direct Growth Multi CapHSBC Mutual Fund	High	0%	0%	0%	0%	Details →
HSBC Focused Fund - Direct IDCW Multi CapHSBC Mutual Fund	High	0%	0%	0%	0%	Details →
HSBC Focused Fund - Regular Growth Multi CapHSBC Mutual Fund	High	0%	0%	0%	0%	Details →
HSBC Focused Fund - Regular IDCW Multi CapHSBC Mutual Fund	High	0%	0%	0%	0%	Details →
HSBC FTS 128 - IDCW - Tenure 1106 Days - Maturity: 29-Apr-2020 HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC FTS 129 - IDCW - Tenure 1120 Days - Maturity: 30-Jun-2020 HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC FTS 130 - IDCW - Tenure 1204 Days - Maturity: 08-Apr-2021 HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC FTS 130 - IDCW Direct Plan-Tenure 1204 Days-Maturity: 08-Apr-2021 HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC FTS 131 - IDCW - Tenure 1140 Days - Maturity: 03-May-2021 HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC FTS 132 - IDCW - Tenure 1149 Days - Maturity: 03-May-2021 HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC FTS 132 - IDCW Direct Plan-Tenure 1149 Days-Maturity: 03-May-2021 HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC FTS 133 - IDCW - Tenure 1134 Days - Maturity: 03-May-2021 HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC FTS 133 - IDCW Direct Plan-Tenure 1134 Days-Maturity: 03-May-2021 HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC FTS 134 - IDCW - Tenure 1118 Days - Maturity: 29-Jun-2021 HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC FTS 134 - IDCW Direct Plan - Tenure 1118 Days - Maturity: 29-Jun-2021 HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC FTS 135 - IDCW - Tenure 1117 Days - Maturity: 30-Jul-2021 HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC FTS 135 - IDCW Direct Plan - Tenure 1117 Days - Maturity: 30-Jul-2021 HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC FTS 136 - IDCW - Tenure 1145 Days - Maturity: 30-Sep-2021 HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC FTS 136 - IDCW Direct Plan - Tenure 1145 Days - Maturity: 30-Sep-2021 HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC FTS 137 - IDCW - Tenure 1187 Days - Maturity: 18-Apr-2022 HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC FTS 137 - IDCW Direct Plan - Tenure 1187 Days - Maturity: 18-Apr-2022 HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC FTS 139 - IDCW - Tenure 1163 Days - Maturity: 03-May-2022 HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC FTS 139 - IDCW Direct Plan - Tenure 1163 Days - Maturity: 03-May-2022 HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC FTS 140 - IDCW - Tenure 1147 Days - Maturity: 15-Jun-2022 HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC FTS 140 - IDCW Direct Plan - Tenure 1147 Days - Maturity: 15-Jun-2022 HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC Gilt Fund - Direct Growth DebtHSBC Mutual Fund	Moderate	0%	0%	0%	0%	Details →
HSBC Gilt Fund - Direct Quarterly IDCW DebtHSBC Mutual Fund	Moderate	0%	0%	0%	0%	Details →
HSBC Gilt Fund - Regular Growth DebtHSBC Mutual Fund	Moderate	0%	0%	0%	0%	Details →
HSBC Gilt Fund - Regular Quarterly IDCW DebtHSBC Mutual Fund	Moderate	0%	0%	0%	0%	Details →
HSBC Global Emerging Market Fund - Growth Direct HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC Global Emerging Markets Fund - Growth HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC Global Emerging Markets Fund - IDCW HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC Global Emerging Markets Fund - IDCW Direct Plan HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC Gold ETF Index FundHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC Gold ETF Fund of fund - Direct Growth HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →
HSBC Gold ETF Fund of fund - Direct IDCW HybridHSBC Mutual Fund	Moderately High	0%	0%	0%	0%	Details →

This Week in Indian Money

What changed. What it means.

Updated weekly

Deadline·22 Apr 2026
Capital gains filing window closes 31 July
LTCG above ₹1.25L now taxed at 12.5%. AY2026-27 statements available in CAMS.
News·19 Apr 2026
Nippon India Small Cap gates fresh inflows
Third AMC this year to stop SIP acceptance in small-cap. Signals stretched valuations — SEBI may mandate restrictions.
Source: SEBI MF statistics
Rate Change·16 Apr 2026
Nifty 50 Index fund expense ratios compressed to 0.10%
UTI and Navi undercut on direct plan — lowest ever for an Indian index fund.
Policy·15 Apr 2026
SEBI mandates flexible SIP increase for existing investors
All AMCs must allow SIP top-ups without creating new folio — rolls out from June 1.
Source: SEBI circular

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We evaluate funds on returns (1-10yr), expense ratio, Sharpe ratio, fund manager consistency, AUM stability, and category rank. When you invest through our links, we may earn a commission. This never influences ratings. Methodology disclosed → · How we make money →

Frequently Asked Questions

What is the best mutual fund to invest in India?

It depends on your goals and risk tolerance. For long-term wealth creation, index funds tracking Nifty 50 have averaged 12% annual returns. For tax saving, ELSS funds offer Section 80C deduction up to ₹1.5L. For stability, debt funds or hybrid funds are better.

Is SIP better than lump sum investment?

SIP reduces timing risk through rupee cost averaging — you buy more units when prices are low. Lump sum works better in consistently rising markets. For most investors, monthly SIP is the recommended approach as it builds discipline.

How are mutual funds taxed in India?

Equity funds held >1 year: LTCG above ₹1.25L taxed at 12.5%. Short-term (<1yr): 20%. Debt funds: taxed at your income tax slab rate regardless of holding period. ELSS qualifies for 80C deduction up to ₹1.5L with a 3-year lock-in.

What is expense ratio and why does it matter?

Expense ratio is the annual fee charged by the fund house for managing your money. A 1% vs 0.1% difference means lakhs over 20 years. Index funds typically have the lowest ratios (0.1-0.5%). Always compare expense ratios within the same category.

How do I choose between direct and regular plans?

Direct plans have 0.5-1% lower expense ratios (no distributor commission) and deliver higher returns over time. Regular plans include distributor fees. The fund itself is identical — only the fee structure differs. We always recommend direct plans.

What does "risk grade" mean for mutual funds?

SEBI mandates risk labels: Low, Low to Moderate, Moderate, Moderately High, High, Very High. This is based on the fund's portfolio volatility. Equity funds are typically High/Very High. Debt funds range from Low to Moderate. Match your risk grade to your investment horizon.

How does InvestingPro rate mutual funds?

We evaluate funds on returns across 5 time periods (1yr to 10yr), expense ratio, risk-adjusted performance (Sharpe ratio), fund manager track record, and AUM stability. Ratings update daily with NAV changes. No AMC pays for higher placement.

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SEBI regulatory notice

Regulated by Securities and Exchange Board of India.

Mutual funds in India are regulated by SEBI and managed by AMFI-registered AMCs. Fund performance, ratings, and expense ratios shown are sourced from AMFI / scheme information documents. Past performance is NOT indicative of future returns. NAV fluctuates with market conditions; capital is at risk.

Risk note: Mutual fund investments are subject to market risks. Read all scheme-related documents (SID/KIM) carefully before investing. We are NOT a SEBI-registered investment advisor (RIA); for personalised advice consult a registered advisor at sebi.gov.in.

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