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One of the most predictable currencies — close to a flat ₹0.25/point across most redemptions.
₹0.25
per point · statement credit / catalogue floor
₹0.25
per point · via Rewards catalogue / statement credit (flat ~₹0.25)
Reward points generally expire ~2 years after they are earned.
Most SBI credit cards (SimplyCLICK, SimplySAVE, PRIME, ELITE and others).
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Credit cards in India are issued by banks and NBFCs licensed by the Reserve Bank of India. Card issuance, credit limit, interest rate (APR), fees, and reward structures are at the sole discretion of the issuer subject to KYC, credit profile, and internal policy. Rates and benefits shown on this page are issuer-published and may change without notice — verify on the issuer's official website before applying.
Risk note: Carrying revolving credit-card balances at typical APRs of 36–48% per annum is one of the most expensive forms of debt in India. Always pay the total amount due, not just the minimum.
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