SBI Card Credit Cards
India's largest credit-card issuer by cards-in-force; widest network reach including tier-2/3 cities.
Largest cards-in-force in India (>17M as of 2024). SBI Cashback is currently the highest-flat-rate cashback card (5% online / 1% offline, ₹999 fee waivable).
SBI Card (a separate listed subsidiary of State Bank of India) issues more credit cards in India than any other entity. The SBI Cashback Card became the default 'online cashback' pick for 2024-2026 with its flat 5% online rate. The SimplyCLICK / SimplySAVE tier offers the easiest first-card pathway tied to an SBI savings account. The Elite, Aurum, and BPCL Octane occupy the mid-premium tier; Reliance SBI Prime is the leading retail-co-brand.
All SBI credit cards
Every SBI Card card we track, ordered by editorial rating. Each entry links to the full review with reward-rate breakdown, fees, and our verdict.
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Customer care numbers
- 24×7 credit card
- 1860 180 1290 / 39 02 02 02 (prefix STD code)
- Lost / stolen card
- 1800 180 1290 (option 2)
- Fraud reporting
- customercare@sbicard.com / 1800 180 1290
- customercare@sbicard.com
- NRI helpline
- +91 22 6193 7187
- Branch locator
- Find a SBI branch →
Numbers and links sourced directly from SBI Card's public help pages. SBI may update contact options without notice — verify on the bank's website before any financially sensitive action.
Frequently asked questions
What's the minimum salary for an SBI credit card?
How do I track my SBI credit card application?
What is the SBI Card reward point value?
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Regulated by Reserve Bank of India.
Credit cards in India are issued by banks and NBFCs licensed by the Reserve Bank of India. Card issuance, credit limit, interest rate (APR), fees, and reward structures are at the sole discretion of the issuer subject to KYC, credit profile, and internal policy. Rates and benefits shown on this page are issuer-published and may change without notice — verify on the issuer's official website before applying.
Risk note: Carrying revolving credit-card balances at typical APRs of 36–48% per annum is one of the most expensive forms of debt in India. Always pay the total amount due, not just the minimum.
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