Advertiser Disclosure: We earn commission from some partners. This doesn't affect our editorial independence. How we make money
BPCL SBI Card
The go-to fuel card for BPCL users — earn 13x reward points at BPCL pumps with fuel surcharge waiver. Also offers 5x rewards on groceries, dining, and movies from SBI Card.
Secure application on SBI Card's official site
"This card offers a balanced mix of rewards and benefits. Consider your spending patterns carefully - if you spend heavily in the card's bonus categories, it can deliver excellent value. Always compare with alternatives before applying."
Priya Sharma
Senior Financial Analyst
How to Apply for BPCL SBI Card
Is It Worth It? (Quick Math)
Worth the fee! ✅
You gain ₹9,000 per year value after fees.
Check Eligibility
Get instant eligibility results in 10 seconds
This is an indicative check. Final approval depends on bank's assessment.
Rate Alerts
Get updates on WhatsApp about BPCL SBI Card rates and offers.
Key Features
- Best card for BPCL fuel users — 13x rewards at pumps
- Good acceleration on groceries, dining, and entertainment
- SBI Card's strong brand trust and wide acceptance
- Fuel surcharge waiver saves ₹100+/month for regular drivers
Rating Overview
Eligibility Criteria
Age
21+ Years
Income
₹0.3L / year
Documents
Rewards Program
BPCL SBI Card Rewards
Earn 2 points per ₹150 spent. Redemption value: Variable
| Category | Reward Rate | Points / ₹150 | Est. Value | Cap |
|---|---|---|---|---|
| General Spends | 2 points/₹150 | 4 | ₹1 | Check T&C |
| AcceleratedBest | 5x - 10x points | 10 | ₹2.50 | Check T&C |
Annual Fee Break-even: Spend ₹59,940 in the best category to earn rewards equal to the ₹999 annual fee | ||||
Rate
2 points/₹150
Pts/₹150
4
Value
₹1
Rate
5x - 10x points
Pts/₹150
10
Value
₹2.50
Rewards Calculator
See if this card's rewards justify the annual fee
Benefits Breakdown
Core Benefits
- •Best card for BPCL fuel users — 13x rewards at pumps
- •Good acceleration on groceries, dining, and entertainment
- •SBI Card's strong brand trust and wide acceptance
- •Fuel surcharge waiver saves ₹100+/month for regular drivers
Lifestyle
- •Dining Discounts
- •Movie Offers
Pros
- Best card for BPCL fuel users — 13x rewards at pumps
- Good acceleration on groceries, dining, and entertainment
- SBI Card's strong brand trust and wide acceptance
- Fuel surcharge waiver saves ₹100+/month for regular drivers
Cons
- Annual fee of ₹499 (waivable on ₹50,000 annual spend)
- Fuel rewards only at BPCL — not HP or IndianOil
- Base reward rate of 0.5% is below average
- No airport lounge access
Required Documents
Keep these documents ready before applying for BPCL SBI Card
Fees & Charges
| Fee Type | Amount |
|---|---|
Joining Fee First year fee | ₹999 |
Annual Fee From second year onwards | ₹999 |
Related Guides & Comparisons
SIP vs RD: Where Should You Park Your ₹10,000 Monthly in 2026? A Comprehensive Indian Guide
RD Calculator Guide: How Much Will Your Rs 5,000 Monthly RD Grow in 3 Years?
Recurring Deposit vs SIP: Which Is Better for Monthly Rs 5,000 Investment?
Was this article helpful?
Frequently Asked Questions
What is the minimum salary for a credit card?
Most banks require a minimum monthly income of ₹15,000 to ₹25,000. For premium cards, the requirement can be ₹50,000+.
How to apply for a Lifetime Free (LTF) credit card?
You can apply for LTF cards directly through our platform. Popular options include Amazon Pay ICICI, IDFC First Millennia, and Dhanlaxmi Bank Platinum.
Can I get a credit card without income proof?
Yes, you can get a secured credit card (like IDFC First WOW) against a Fixed Deposit without showing income proof. This is great for students and homemakers.
Does checking my eligibility affect my credit score?
No. Checking eligibility on our platform is a 'Soft Inquiry' and does not impact your CIBIL score. Only when you submit a formal application to the bank, a 'Hard Inquiry' is done.
User Reviews
Be the first to review
Rating Distribution
Related Calculators
Make informed decisions with our financial calculators
Ready to upgrade your wallet?
Apply for the BPCL SBI Card today and start earning rewards on every spend.
Application processed securely by SBI Card