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Tata Neu · Co-branded
Tata Neu Infinity HDFC + Tata Neu Plus HDFC pay NeuCoins across the entire Tata ecosystem — Croma, Westside, BigBasket, Air India, Taj.
Tata Neu Infinity HDFC Credit Card pays 5% NeuCoins (1.5% on Tata + 3.5% additional) on Tata Neu purchases via the Tata Neu app — covering Croma, Westside, BigBasket, Taj Hotels, Air India, IHCL, Tata 1mg, Tata CLiQ, Star Bazaar, Tata Play. 1.5% on UPI through the Tata Neu app. 1.5% on grocery/dining/utility. 1% elsewhere. ₹1,499 annual fee waived at ₹3L annual spend. NeuCoins redeem 1:1 (1 NeuCoin = ₹1) in the Tata ecosystem — simple, transparent. Tata Neu Plus is the LTF entry-tier with reduced rates. For Tata-ecosystem-heavy spenders (Croma electronics + Westside fashion + BigBasket groceries + Air India flights), this is the best 'lifestyle' card in India 2026. Post-Vistara merger, the Air India Flying Returns integration also makes this the indirect successor to the Vistara co-brands.
Infinity: 5% Tata ecosystem + 1.5% UPI, 1% elsewhere. Plus: LTF, lower rates.
NeuCoins (1 NeuCoin = ₹1 across Tata ecosystem)
NeuCoins redeem only in the Tata Neu app or partner Tata brands. Outside the Tata ecosystem, they're worthless. NeuCoin expiry — 12 months from last activity. The 5% headline rate requires going through the Tata Neu app, not directly through Croma or BigBasket apps (a common confusion).