Standard Chartered Credit Cards
International bank with strong India CC presence; flagship Ultimate Card is a leading premium choice for high-spend frequent international travellers.
Standard Chartered Ultimate Credit Card offers 5 reward points / ₹150 spent on all spends — among the simplest highest-flat-rate premium reward structures in India.
Standard Chartered's India credit-card line is tightly curated rather than broad. The Ultimate Card is the flagship — a high-reward-rate premium pick (5 points / ₹150 = effective ~3.3%) with golf access and Priority Pass. The Manhattan, EaseMyTrip, and Smart Card occupy the mid-tier. SCB is best for HENRYs (high-earner-not-rich-yet) who want a simple uncapped reward rate without category gymnastics. Customer service is generally strong; merchant network coverage is global (StanChart presence in 70+ countries).
All SCB credit cards
Every Standard Chartered card we track, ordered by editorial rating. Each entry links to the full review with reward-rate breakdown, fees, and our verdict.
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Customer care numbers
- 24×7 credit card
- 1800 345 1000 / 39 40 44 44 (prefix STD)
- Lost / stolen card
- 1800 345 1000 (option 2)
- Fraud reporting
- customer.care@sc.com / 1800 345 1000
- customer.care@sc.com
- NRI helpline
- +91 22 4444 0444
- Branch locator
- Find a SCB branch →
Numbers and links sourced directly from Standard Chartered's public help pages. SCB may update contact options without notice — verify on the bank's website before any financially sensitive action.
Frequently asked questions
What's the minimum salary for the SC Ultimate Card?
Does Standard Chartered have a branch network in India?
How does the SC Ultimate Card 5 points / ₹150 rate compare?
Compare SCB with peers
Regulated by Reserve Bank of India.
Credit cards in India are issued by banks and NBFCs licensed by the Reserve Bank of India. Card issuance, credit limit, interest rate (APR), fees, and reward structures are at the sole discretion of the issuer subject to KYC, credit profile, and internal policy. Rates and benefits shown on this page are issuer-published and may change without notice — verify on the issuer's official website before applying.
Risk note: Carrying revolving credit-card balances at typical APRs of 36–48% per annum is one of the most expensive forms of debt in India. Always pay the total amount due, not just the minimum.
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