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Approval Odds

Good Chance(700+)

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SBI Card Miles Elite

Apply for SBI Card Miles Elite from SBI Card

A
Reviewed by Aditi Sharma
Senior Financial Analyst (CFP)Updated Today
Expert Opinion
"This card offers a balanced mix of rewards and benefits. Consider your spending patterns carefully - if you spend heavily in the card's bonus categories, it can deliver excellent value. Always compare with alternatives before applying."

Priya Sharma

Senior Financial Analyst

Application Statistics

This Month

12,309

applications

Approval Rate

79%

avg. approval

Processing

24-48 hours

avg. time

410+ people applied for SBI Card Miles Elite today

Annual Fee

0

+ GST

Reward Value

~1.5% - 3.3%

Real Return

Rating

4/5

Is It Worth It? (Quick Math)

50,000
₹5k₹2L
Annual Rewards (~1.5%)+ ₹9,000
Annual FeeWAIVED- ₹0
Net Benefit+9,000

Worth the fee! ✅

You gain ₹9,000 per year value after fees.

Secure application via SBI Card official site.

Check Eligibility

Get instant eligibility results in 10 seconds

Don't know? Check here

This is an indicative check. Final approval depends on bank's assessment.

Rate Alerts

Get updates on WhatsApp about SBI Card Miles Elite rates and offers.

Key Features

  • Travel


Rating Overview

5
0
4
0
3
0
2
0
1
0

Eligibility Criteria

Age

21+ Years

Income

0.3L / year

Documents

PAN CardAadhaar CardIncome Proof

Rewards Program

SBI Card Miles Elite Rewards

Earn 2 points per ₹150 spent. Redemption value: Variable

General Spends
2 points/₹150
Accelerated
5x - 10x points

Rewards Calculator

See if this card's rewards justify the annual fee

₹5k20k₹1L
Annual Spend2,40,000
Rewards Earned+₹4,800
Annual Fee-₹0
Net Value
+4,800
✅ Worth it! You'll save ₹4,800/year

Benefits Breakdown

Core Benefits

  • Travel

Lifestyle

  • Dining Discounts
  • Movie Offers

Pros

  • Travel

Cons

  • Annual fee might apply

Compare Before You Decide

See how SBI Card Miles Elite stacks up against similar cards. Compare fees, rewards, and benefits side-by-side.

Compare with:

HDFC RegaliaSBI SimplySAVE

Required Documents

0/6 ready

Keep these documents ready before applying for SBI Card Miles Elite


Fees & Charges

Fee TypeAmount
Joining Fee
First year fee
Nil
Annual Fee
From second year onwards
Nil

Frequently Asked Questions

User Reviews

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Rating Distribution

5
0
4
0
3
0
2
0
1
0
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Ready to upgrade your wallet?

Apply for the SBI Card Miles Elite today and start earning rewards on every spend.

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