Standard Chartered Credit Card Bill Payment: 6 Ways in 2026

Every way to pay your Standard Chartered credit card bill — NetBanking, UPI, mobile app, NEFT, cheque, cash. Reference numbers, IFSC details, and the fastest method per use case.

6 ways to pay your SCB credit card bill

  1. NetBanking — https://www.sc.com/in/login. Login → Cards → Pay Bill. Instant credit, no fee.
  2. UPI — pay to scbcc.<card-no>@scb from BHIM / PhonePe / GPay / Paytm. Instant credit. ₹0 MDR for personal payments below ₹2L.
  3. Mobile app — SC Mobile India / Online Banking SC. Download from Play Store / App Store. Login with your registered mobile.
  4. NEFT / IMPS from another bank — beneficiary: your 16-digit card number. IFSC: check the back of your card or your statement. Credits in 2-30 minutes.
  5. Cheque / DD — Drop at any SCB ATM/branch — payee 'Standard Chartered Credit Card <card no>'. Allow 3-5 working days for credit.
  6. Branch payment — Any SCB India branch (limited — major metros). Same-day credit.
  7. Auto-pay — Standing instruction via SC Online or branch mandate. Set to "full statement balance" to avoid all interest charges.

Numbers and contact methods sourced directly from Standard Chartered's public help pages. The bank may update contact options without notice — verify on the bank's official website before any financially sensitive action.

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FAQ

How do I pay my Standard Chartered credit card bill?
Six options for Standard Chartered credit card payment: NetBanking via https://www.sc.com/in/login; UPI via scbcc.<card-no>@scb; SC Mobile India / Online Banking SC; NEFT/IMPS from any bank to the credit-card number as beneficiary account; cheque/DD drop at any SCB ATM or branch; cash payment at any SCB branch. Auto-pay is also available via standing instruction.
Can I pay my SCB credit card bill from another bank?
Yes. Use NEFT or IMPS from your other bank's NetBanking, with the beneficiary set as the 16-digit credit card number and IFSC of your SCB card-issuing branch (check the back of your card or your statement). UPI also works — pay to the VPA scbcc.<card-no>@scb from BHIM / PhonePe / Google Pay / Paytm. Payments via UPI typically credit instantly; NEFT/IMPS within 2-30 minutes.
What is the SCB credit card UPI handle for bill payment?
SCB accepts UPI bill payment via scbcc.<card-no>@scb. Replace <card-no> or <last4> with the relevant digits from your physical card. UPI payments below ₹2 lakh credit instantly with zero MDR to the cardholder.
How do I set up auto-pay on my SCB credit card?
Standing instruction via SC Online or branch mandate
What if I can't access SCB NetBanking or app?
Fall back options: (1) walk into any SCB branch with cash + your card. (2) Drop cheque/DD at any SCB ATM (24×7). (3) NEFT/IMPS from another bank via the beneficiary route above. (4) Call 1800 345 1000 / 39 40 44 44 (prefix STD) — IVR allows payment via UPI link sent over SMS.
RBI regulatory notice

Regulated by Reserve Bank of India.

Credit cards in India are issued by banks and NBFCs licensed by the Reserve Bank of India. Card issuance, credit limit, interest rate (APR), fees, and reward structures are at the sole discretion of the issuer subject to KYC, credit profile, and internal policy. Rates and benefits shown on this page are issuer-published and may change without notice — verify on the issuer's official website before applying.

Risk note: Carrying revolving credit-card balances at typical APRs of 36–48% per annum is one of the most expensive forms of debt in India. Always pay the total amount due, not just the minimum.

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