Compare Best Insurance PlansBuy Only What You Need
Take our 2-minute Protection Score assessment to find your coverage gaps. Then compare 20+ insurers with zero spam. Get the right coverage at the best price.
Protection Score
Answer these quick questions to see your coverage gaps
Policy Finder
95% Claim Ratio
We only list insurers with proven track records.
Top Insurance Plans (0)
How Much Coverage Do You Need?
Calculate your ideal insurance coverage using the Human Life Value (HLV) method
Insurance Coverage Calculator
Calculate how much life insurance you need to protect your family
Your Financial Profile
Your Protection Plan
Recommended Coverage
₹92.00 L
To protect your family's future
Coverage Breakdown
Estimated Annual Premium
₹46,000
Based on your age group
Note: This is an estimate using the Human Life Value (HLV) method. Actual coverage needs and premiums vary based on health, lifestyle, and policy type.
Demystifying Insurance Claims
Insurance is not an investment—it's risk management. Learn how to choose coverage that actually pays out.
Term Life
Pure protection for your family. High cover at low cost (₹1Cr cover for ₹500/mo). No returns, just security.
Health Insurance
Covers hospitalization and medical bills. Cashless treatment at network hospitals. Save tax under Sec 80D.
Motor Insurance
Mandatory by law (Third Party). Comprehensive plans cover own damage and theft. No Claim Bonus saves up to 50%.
How to File a Cashless Claim
- Notify TPA at hospital desk (24-48 hrs before planned)
- Submit pre-auth form with doctor's ID
- Insurer approves amount directly to hospital
Use Content Injection
"Cashless Claim Flowchart"
Questions We Get Asked
What is the difference between Term and Life Insurance?
Term insurance is a pure risk cover that pays your family only upon death. Life insurance (Endowment/ULIP) mixes investment with insurance, usually offering lower cover and lower returns. We recommend Term + Mutual Funds separately.
Does health insurance cover dental?
Most basic health plans in India do NOT cover dental unless it requires hospitalization (e.g., accident). Some premium OPD plans cover it up to a limit.
Will my claim be rejected if I smoke?
Only if you lied about it in your application. Always declare your smoking habits. Your premium might increase by 20%, but your claim will be honored.
Important: InvestingPro.in is NOT a SEBI registered investment advisor. We provide decision support and educational content only. All financial decisions are made at your own risk.
Fair Use: Brand names/logos are property of their owners, used here for comparison under Fair Use.
AI Logic: "Smart Advisor" recommendations are simulated algorithmic suggestions, not personalized advice.
Please consult a SEBI-registered investment advisor before making any financial decisions.
Read full disclaimer