Terms of Service

1. Acceptance of Terms

By accessing and using InvestingPro ("Platform", "Service", "we", "us", or "our"), you ("User", "you", or "your") accept and agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Platform.

These Terms constitute a legally binding agreement between you and InvestingPro. By creating an account or using our services, you represent that you are at least 18 years of age and have the legal capacity to enter into this agreement.

2. Description of Service

InvestingPro is an online platform that provides:

• Educational content and information about personal finance, investments, and financial products in India
• Comparison tools for financial products including credit cards, mutual funds, loans, and insurance
• Financial calculators and planning tools
• Articles, guides, and research on financial topics
• User account features for saving preferences and tracking information

IMPORTANT: InvestingPro is NOT a registered investment advisor, broker-dealer, financial planner, or SEBI-registered entity. We do not provide personalized investment advice, recommendations to buy or sell securities, or portfolio management services.

3. User Accounts and Registration

3.1 Account Creation

You may create an account to access certain features of the Platform. When creating an account, you agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Maintain the security and confidentiality of your password
• Notify us immediately of any unauthorized use of your account
• Accept responsibility for all activities that occur under your account

3.2 Account Termination

We reserve the right to suspend or terminate your account at any time, with or without notice, for violation of these Terms or for any other reason at our sole discretion.

4. Prohibited Uses

You agree NOT to use the Platform for any of the following purposes:

• Any unlawful purpose or in violation of any applicable laws or regulations
• To transmit any harmful, threatening, abusive, harassing, defamatory, or otherwise objectionable content
• To impersonate any person or entity or misrepresent your affiliation with any person or entity
• To interfere with or disrupt the Platform or servers or networks connected to the Platform
• To attempt to gain unauthorized access to any portion of the Platform or any other systems or networks
• To use any automated means (bots, scrapers, crawlers) to access the Platform without our express written permission
• To copy, reproduce, distribute, or create derivative works from our content without authorization
• To engage in any activity that could damage, disable, overburden, or impair the Platform
• To collect or store personal data about other users without their consent

5. Intellectual Property Rights

All content on the Platform, including but not limited to text, graphics, logos, images, software, and data compilations, is the property of InvestingPro or its content suppliers and is protected by Indian and international copyright laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the Platform for personal, non-commercial purposes. You may not modify, copy, distribute, transmit, display, reproduce, publish, license, create derivative works from, or sell any content obtained from the Platform without our express written permission.

6. User-Generated Content

If you submit, post, or transmit any content to the Platform (comments, reviews, feedback, etc.), you grant us a worldwide, non-exclusive, royalty-free, perpetual, irrevocable license to use, reproduce, modify, adapt, publish, translate, distribute, and display such content in any media.

You represent and warrant that you own or have the necessary rights to the content you submit and that such content does not violate any third-party rights or applicable laws.

7. Third-Party Links and Services

The Platform may contain links to third-party websites, products, or services ("Third-Party Services"). These links are provided for your convenience only. We do not endorse, control, or assume responsibility for any Third-Party Services.

Your interactions with Third-Party Services are solely between you and the third party. We are not liable for any loss or damage arising from your use of Third-Party Services.

8. Affiliate Relationships

InvestingPro participates in affiliate marketing programs. We may earn commissions when you click on affiliate links or apply for products through our Platform. These commissions help us maintain and improve our services at no cost to you.

Our affiliate relationships do not influence our editorial content or product comparisons. We maintain editorial independence and provide honest, unbiased information. For more details, see our Affiliate Disclosure.

9. Disclaimers and Limitations of Liability

9.1 No Financial Advice

THE PLATFORM AND ALL CONTENT ARE PROVIDED FOR INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY. NOTHING ON THIS PLATFORM CONSTITUTES FINANCIAL, INVESTMENT, TAX, OR LEGAL ADVICE. YOU SHOULD CONSULT WITH LICENSED PROFESSIONALS BEFORE MAKING ANY FINANCIAL DECISIONS.

9.2 No Warranties

THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR ACCURACY.

9.3 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, INVESTINGPRO SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR OTHER INTANGIBLE LOSSES, ARISING FROM YOUR USE OF OR INABILITY TO USE THE PLATFORM.

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU EXCEED THE AMOUNT YOU PAID TO US IN THE PAST TWELVE MONTHS, OR ONE HUNDRED RUPEES (₹100), WHICHEVER IS GREATER.

10. Indemnification

You agree to indemnify, defend, and hold harmless InvestingPro, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from:

• Your use of the Platform
• Your violation of these Terms
• Your violation of any rights of another party
• Your content or submissions

11. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions.

Any disputes arising out of or relating to these Terms or your use of the Platform shall be subject to the exclusive jurisdiction of the courts located in [Your City], India. You consent to the personal jurisdiction of such courts.

12. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on the Platform and updating the "Last updated" date.

Your continued use of the Platform after such modifications constitutes your acceptance of the updated Terms. If you do not agree to the modified Terms, you must stop using the Platform.

13. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

14. Entire Agreement

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and InvestingPro regarding your use of the Platform.

15. Contact Information

If you have any questions about these Terms, please contact us at: