Best Loans in India
Compare 56+ loan products from top banks and NBFCs. Filter by type, rate, and tenure. Independent ratings.
| Processing Fee | EMI (₹5L/3yr) | ||||
|---|---|---|---|---|---|
Bank of Baroda Personal Loan Bank of Baroda · Personal | N/A | 1-2% | Up to ₹40L | ₹16,607/mo | Details → |
Kotak Mahindra Bank Personal Loan Kotak Mahindra Bank · Personal | N/A | 1-2% | Up to ₹40L | ₹16,607/mo | Details → |
ICICI Bank Home Loan ICICI Bank · Home | N/A | 1-2% | Up to ₹40L | ₹16,607/mo | Details → |
HDFC Bank Car Loan HDFC Bank · Car | N/A | 1-2% | Up to ₹40L | ₹16,607/mo | Details → |
Federal Bank Personal Loan Federal Bank · Personal | N/A | 1-2% | Up to ₹40L | ₹16,607/mo | Details → |
Cholamandalam IFC Personal Loan Cholamandalam IFC · Personal | N/A | 1-2% | Up to ₹40L | ₹16,607/mo | Details → |
What changed. What it means.
- Rate Change·22 Apr 2026
Applies to floating-rate loans; effective May 1. Existing borrowers on external benchmark (EBLR) reset automatically.
Source: SBI rate announcement
- Policy·20 Apr 2026
Unsecured personal loan risk weight raised to 150% — expect 25-50 bps rate hikes at Bajaj Finserv, DMI, etc.
Source: RBI Notification
- Offer·18 Apr 2026·Ends 30 Apr 2026
Salaried applicants with ₹5L+ loan. Pre-approved existing customers can also apply.
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Regulated by Reserve Bank of India.
Loans in India are offered by banks and NBFCs regulated by the Reserve Bank of India. Loan approval, interest rate, processing fees, and tenure are at the sole discretion of the lender subject to KYC, credit score (CIBIL/Experian), income verification, and internal credit policy. Rates shown are indicative and may differ from your actual sanctioned offer.
Risk note: Borrow only what you can repay. Defaults reduce your CIBIL score and limit future credit access. Read the sanction letter and key fact statement carefully before signing.
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