American Express Credit Cards
Global premium charge-card issuer; India lineup is small and premium-focused. Not a bank — operates as a Membership Rewards-anchored issuer.
Amex Platinum Travel + Membership Rewards Pinnacle (Platinum Charge invite-only) form India's most-aspirational premium card duo with one of the highest reward-point face values in the market.
American Express in India is a tightly-curated lineup: the Membership Rewards Credit Card (entry to MR ecosystem), the Platinum Travel (mid-tier traveller pick), the Gold Charge Card (no preset spending limit), and the Platinum Charge (invite-only). Amex's Membership Rewards points have one of the highest per-point face values in India when transferred to airline partners (Marriott Bonvoy, British Airways Avios, Etihad). Acceptance is narrower than Visa/Mastercard at Indian merchants — best as a secondary card paired with a wide-acceptance primary.
All Amex credit cards
Every American Express card we track, ordered by editorial rating. Each entry links to the full review with reward-rate breakdown, fees, and our verdict.
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Customer care numbers
- 24×7 credit card
- 1800 419 1414 / 0124 280 1800 (from outside India)
- Lost / stolen card
- 1800 419 1414 (option 2)
- Fraud reporting
- Indian.Customer.Service@aexp.com / 1800 419 1414
- Indian.Customer.Service@aexp.com
- Branch locator
- Find a Amex branch →
Numbers and links sourced directly from American Express's public help pages. Amex may update contact options without notice — verify on the bank's website before any financially sensitive action.
Frequently asked questions
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Compare Amex with peers
Regulated by Reserve Bank of India.
Credit cards in India are issued by banks and NBFCs licensed by the Reserve Bank of India. Card issuance, credit limit, interest rate (APR), fees, and reward structures are at the sole discretion of the issuer subject to KYC, credit profile, and internal policy. Rates and benefits shown on this page are issuer-published and may change without notice — verify on the issuer's official website before applying.
Risk note: Carrying revolving credit-card balances at typical APRs of 36–48% per annum is one of the most expensive forms of debt in India. Always pay the total amount due, not just the minimum.
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