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RBL Bank Credit Cards

Small private bank with disproportionate CC presence; aggressive co-brand partnerships (Bajaj Finserv, IRCTC, Movie cards).

Updated May 2026● Methodology disclosed
What RBL does well

RBL has the broadest co-branded card line in India: BB Plus (Bajaj Finserv), IRCTC, Cookies, Insignia Preferred Banking, and the DUET (RBL's UPI-RuPay card).

RBL Bank issues more co-branded credit cards than any other Indian bank. The Bajaj Finserv RBL Bank SuperCard is a hybrid CC + personal-loan product; the IRCTC RBL Card offers fuel surcharge + railway booking discounts; the Insignia Preferred Banking line gives RBL's mass-affluent customers Visa Infinite benefits. RBL Cookies is one of the lowest-income-barrier real (non-FD) CCs available (₹15K). The RBL DUET is a strong UPI-RuPay option for ₹0-fee everyday UPI payments via credit.

All RBL credit cards

Every RBL Bank card we track, ordered by editorial rating. Each entry links to the full review with reward-rate breakdown, fees, and our verdict.

RBL Bank cards temporarily unavailable. Browse our full credit card catalog.

RBL support

Customer care numbers

24×7 credit card
022 6232 7777
Lost / stolen card
022 6232 7777 (option 2)
Fraud reporting
supercardservices@rblbank.com / 022 6232 7777
Email
cardservices@rblbank.com
NRI helpline
+91 22 6115 6300
Branch locator
Find a RBL branch →

Numbers and links sourced directly from RBL Bank's public help pages. RBL may update contact options without notice — verify on the bank's website before any financially sensitive action.

Frequently asked questions

What's the minimum salary for an RBL credit card?
RBL Cookies accepts ₹15,000/month — one of the lowest minimums among real (non-FD) Indian CCs. Most mid-tier RBL cards (Platinum Maxima, World Safari) ask for ₹25-40K. Insignia Preferred Banking requires being an existing RBL Preferred Banking customer (₹5L+ AUM).
How does the Bajaj Finserv RBL SuperCard work?
It's a hybrid product: standard CC for purchases + a built-in interest-free personal loan facility (up to ₹1L for 90 days). EMIs on purchases over ₹3000 are no-cost at partner outlets. Reward rate is 2x on online spends, 1x baseline. Annual fee is typically ₹500-₹2000 depending on tier.
Is RBL Bank safe given the past stress?
RBL Bank faced governance concerns in 2021-22 (RBI-appointed director) but has stabilised under new leadership. Deposits up to ₹5 lakh are DICGC-insured. Credit-card servicing has not been affected by past corporate-governance events. Customer-care SLAs are below the best private-bank tier (HDFC, ICICI) but in line with mid-sized peers.
RBI regulatory notice

Regulated by Reserve Bank of India.

Credit cards in India are issued by banks and NBFCs licensed by the Reserve Bank of India. Card issuance, credit limit, interest rate (APR), fees, and reward structures are at the sole discretion of the issuer subject to KYC, credit profile, and internal policy. Rates and benefits shown on this page are issuer-published and may change without notice — verify on the issuer's official website before applying.

Risk note: Carrying revolving credit-card balances at typical APRs of 36–48% per annum is one of the most expensive forms of debt in India. Always pay the total amount due, not just the minimum.

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