IDFC FIRST Bank Credit Cards
Newest top-10 private bank; aggressive LTF + cashback positioning to win first-time CC customers from established issuers.
IDFC FIRST Select + IDFC FIRST Wealth are among the few credit cards offering Lifetime-Free status with international lounge access at all tiers.
IDFC FIRST Bank (formed via the 2018 IDFC + Capital First merger) entered the credit-card market in 2021 with an aggressive lifetime-free + perks-included positioning. Most IDFC FIRST cards are LTF including the Select (3 international + 4 domestic lounges/yr) and Wealth (unlimited domestic lounges + 4 international). The Click Card is the rewards-focused entry tier; Mayura is the metal premium. IDFC's reward-rate caps are competitive and the bank doesn't add common surcharges (fuel, rail, utility) that legacy issuers pile on.
All IDFC FIRST credit cards
Every IDFC FIRST Bank card we track, ordered by editorial rating. Each entry links to the full review with reward-rate breakdown, fees, and our verdict.
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Manage your IDFC FIRST credit card
Customer care numbers
- 24×7 credit card
- 1860 500 1111 / 022 6248 5151
- Lost / stolen card
- 1860 500 1111 (option 2)
- Fraud reporting
- creditcard@idfcfirstbank.com
- creditcard@idfcfirstbank.com
- Branch locator
- Find a IDFC FIRST branch →
Numbers and links sourced directly from IDFC FIRST Bank's public help pages. IDFC FIRST may update contact options without notice — verify on the bank's website before any financially sensitive action.
Frequently asked questions
Are all IDFC FIRST credit cards really lifetime-free?
What's the minimum salary for an IDFC FIRST Bank credit card?
How are IDFC FIRST reward points valued?
Compare IDFC FIRST with peers
Regulated by Reserve Bank of India.
Credit cards in India are issued by banks and NBFCs licensed by the Reserve Bank of India. Card issuance, credit limit, interest rate (APR), fees, and reward structures are at the sole discretion of the issuer subject to KYC, credit profile, and internal policy. Rates and benefits shown on this page are issuer-published and may change without notice — verify on the issuer's official website before applying.
Risk note: Carrying revolving credit-card balances at typical APRs of 36–48% per annum is one of the most expensive forms of debt in India. Always pay the total amount due, not just the minimum.
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