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Axis Bank Credit Cards

Third-largest private bank by CC issuance; strongest travel + airline-mile lineup (Atlas, Vistara, Magnus).

Updated May 2026● Methodology disclosed
What Axis does well

Axis Atlas is currently India's leading airline-mile-focused premium card; ACE is the highest-flat-rate cashback LTF card.

Axis Bank's credit-card line emphasises travel and airline-mile earning. The Atlas Card is the country's leading mile-focused premium card with EDGE Miles convertible to Vistara, Marriott Bonvoy, AirAsia and more. The ACE Card became the default LTF cashback pick after its launch (5% on Google Pay bill payments, 4-5% on Swiggy/Zomato/Ola). Magnus and Burgundy Private occupy the super-premium tier (the latter invite-only via Axis Burgundy private-banking).

All Axis credit cards

Every Axis Bank card we track, ordered by editorial rating. Each entry links to the full review with reward-rate breakdown, fees, and our verdict.

Axis Bank cards temporarily unavailable. Browse our full credit card catalog.

Axis support

Customer care numbers

24×7 credit card
1860 419 5555 / 1860 500 5555
Lost / stolen card
1860 419 5555 (option 2)
Fraud reporting
fraudreporting@axisbank.com / 1800 419 7676
Email
customer.service@axisbank.com
NRI helpline
+91 40 6717 4100

Numbers and links sourced directly from Axis Bank's public help pages. Axis may update contact options without notice — verify on the bank's website before any financially sensitive action.

Frequently asked questions

What's the minimum salary for an Axis credit card?
ACE Credit Card needs ₹25,000/month — the most accessible Axis cashback option. My Zone and Insta Easy ask for ₹15-20K. Vistara, Flipkart, and Atlas need ₹40-50K. Magnus needs ₹1.5L+/month. Burgundy Private is invite-only.
How are EDGE Miles different from EDGE Reward Points?
EDGE Miles (Atlas Card) are convertible 1:2 to airline-partner programs like Vistara Club, Marriott Bonvoy, and AirAsia BIG. EDGE Reward Points (Magnus, Vistara, others) redeem against the standard Axis catalogue at ~₹0.20 per point. Atlas's Miles unit value (₹0.50-1.0 in actual airline tickets) makes it the strongest Axis card for international travellers.
Does Axis offer a no-fee credit card?
Axis ACE is lifetime-free from year 2 if you spend ₹10K in the first 90 days. Insta Easy is FD-backed (no income, no fee). Axis Flipkart was free in launch waves but currently has a ₹500 fee. For a truly $0 lifetime card without spend gates, look at IDFC FIRST Select or Federal Scapia.
RBI regulatory notice

Regulated by Reserve Bank of India.

Credit cards in India are issued by banks and NBFCs licensed by the Reserve Bank of India. Card issuance, credit limit, interest rate (APR), fees, and reward structures are at the sole discretion of the issuer subject to KYC, credit profile, and internal policy. Rates and benefits shown on this page are issuer-published and may change without notice — verify on the issuer's official website before applying.

Risk note: Carrying revolving credit-card balances at typical APRs of 36–48% per annum is one of the most expensive forms of debt in India. Always pay the total amount due, not just the minimum.

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