HDFC Bank Credit Cards
India's largest private bank; widest credit-card lineup (Millennia entry → Infinia Metal super-premium).
Largest reward catalogue (HDFC SmartBuy), strongest premium tier (Infinia Metal, Diners Club Black), most aggressive co-brand line (Tata Neu, Swiggy, IndianOil).
HDFC Bank's credit-card lineup spans the entire Indian market — from the LTF Tata Neu / Swiggy / Millennia entry tier to the Infinia Metal / Diners Club Black super-premium tier with Priority Pass and unlimited international lounge access. The SmartBuy reward portal is the single largest INR redemption catalogue across any Indian issuer. Eligibility is generally stricter than smaller-bank competitors but pre-approved offers are extensive for existing HDFC current-account / FD / salary-account customers.
All HDFC credit cards
Every HDFC Bank card we track, ordered by editorial rating. Each entry links to the full review with reward-rate breakdown, fees, and our verdict.
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Customer care numbers
- 24×7 credit card
- 1800 202 6161 / 1860 267 6161
- Lost / stolen card
- 1800 258 6161
- Fraud reporting
- 1800 258 6161 (option 1) / antifraud@hdfcbank.com
- support@hdfcbank.com
- NRI helpline
- +91 22 6160 6161
- Branch locator
- Find a HDFC branch →
Numbers and links sourced directly from HDFC Bank's public help pages. HDFC may update contact options without notice — verify on the bank's website before any financially sensitive action.
Frequently asked questions
What's the minimum salary for an HDFC credit card?
How do I check my HDFC credit card application status?
Does HDFC charge for using the credit card on UPI?
Compare HDFC with peers
Regulated by Reserve Bank of India.
Credit cards in India are issued by banks and NBFCs licensed by the Reserve Bank of India. Card issuance, credit limit, interest rate (APR), fees, and reward structures are at the sole discretion of the issuer subject to KYC, credit profile, and internal policy. Rates and benefits shown on this page are issuer-published and may change without notice — verify on the issuer's official website before applying.
Risk note: Carrying revolving credit-card balances at typical APRs of 36–48% per annum is one of the most expensive forms of debt in India. Always pay the total amount due, not just the minimum.
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